Terms & Conditions

Welcome to Sivi Money ("we," "our," or "us"). These Terms & Conditions ("Terms") govern your access to and use of our website sivimoney.com, applications, and financial services. By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. Eligibility Requirements

To use our platform and services, you represent and warrant that:

• You are at least 18 years of age and legally capable of entering into a binding contract.
• You provide accurate, current, and complete registration and verification details.
• Your use of Sivi Money does not violate any applicable local, national, or international laws or regulations.

2. Account Security & Responsibilities

When you register for an account, you will choose login credentials. You are solely responsible for maintaining the confidentiality of your account details. You agree to notify us immediately of any unauthorized access or security breach. Sivi Money will not be liable for any losses arising from unauthorized use of your account resulting from your failure to protect your credentials.

3. Prohibited Activities

You agree not to use the platform for any unlawful or unauthorized purposes, including but not limited to:

• Engaging in fraudulent transactions, money laundering, or financing unauthorized activities.
• Attempting to reverse engineer, decompile, hack, or compromise the security of our platform or network infrastructure.
• Transmitting malware, viruses, or any harmful automated code through our systems.

4. Modifications to Services & Fees

We reserve the right to modify, suspend, or discontinue any part of our services or update fee structures at any time with or without prior notice. Continued use of Sivi Money following any modifications constitutes your formal acceptance of the updated terms.

5. Limitation of Liability

To the maximum extent permitted by law, Sivi Money and its affiliates, directors, employees, or partners shall not be held liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our financial platform or digital services.

6. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the appropriate courts.