Get fast approval on your personal loan application with a simple and streamlined verification process.
Apply for an unsecured personal loan without pledging property, gold, fixed deposits or other assets.
Compare suitable personal loan offers with transparent interest rates, processing fees and repayment terms.
Choose a convenient loan tenure and monthly EMI based on your income, eligibility and repayment capacity.
Complete your personal loan application with basic KYC, income and employment documents for faster processing.
Get dedicated support throughout your personal loan journey, from application and documentation to final disbursal.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 9.95% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹75,00,000 |
| Tenure | 6 – 84 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.