@import url('https://fonts.googleapis.com/css2?family=IBM+Plex+Sans:ital,wght@0,100..700;1,100..700&family=Montserrat:ital,wght@0,100..900;1,100..900&family=Nunito:ital,wght@0,200..1000;1,200..1000&family=PT+Sans:ital,wght@0,400;0,700;1,400;1,700&family=Poppins:ital,wght@0,100;0,200;0,300;0,400;0,500;0,600;0,700;0,800;0,900;1,100;1,200;1,300;1,400;1,500;1,600;1,700;1,800;1,900&display=swap');
:root{
    --navy: #0A2AA8;
    --navy-deep: #071630;
    --royal: #00989b;
    --royal-dark: #4bb0b3;
    --royal-soft: #EDF2FE;
    --green: #0E8C8C;
    --gold: #D4AF37;
    --green-soft: #E8F8EF;
    --white: #FFFFFF;
    --ink: #17203A;
    --muted: #5C6478;
    --line: #E7EAF2;
    --bg-soft: #F6F8FC;
    --radius-lg: 20px;
    --radius-md: 14px;
    --radius-sm: 10px;
    --shadow: 0 20px 44px -20px rgba(11,33,72,.16);
    --shadow-sm: 0 8px 20px -10px rgba(11,33,72,.14);
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;background:var(--white);color:var(--ink);
    font-family:'Montserrat',sans-serif; font-size:16px; line-height:1.6;
    -webkit-font-smoothing:antialiased;
    overflow-x: hidden;
  }
  h1,h2,h3,h4,.disp{font-family:'Manrope',sans-serif;color:#000;margin:0;font-weight:800;}
  p{margin:0;}
  a{text-decoration:none;color:inherit;}
  img{max-width:100%;display:block;}
  ul{margin:0;padding:0;list-style:none;}
  .wrap{max-width:1200px;margin:0 auto;padding:0 24px;}
  button{font-family:inherit;cursor:pointer;border:none;background:none;}
  :focus-visible{outline:2px solid var(--royal);outline-offset:2px;}
  svg{display:block;}

  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:8px;
    padding:14px 26px;border-radius:10px;font-weight:700;font-size:15px;
    transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
    white-space:nowrap;
  }
  .btn-primary {
    background: #D4AF37;
    color: #000;
    box-shadow: 0 14px 26px -10px rgb(224 184 36 / 55%);
    border-color: #D4AF37;
}
  .btn-primary:hover{background:var(--royal-dark);transform:translateY(-1px);}
  .btn-outline{background:var(--white);color:var(--navy);border:1.5px solid var(--line);}
  .btn-outline:hover{border-color:var(--royal);color:var(--royal);}
  .btn-ghost{color:var(--navy);font-weight:600;}
  .btn-white{background:var(--white);color:var(--royal);}
  .btn-white:hover{background:var(--royal-soft); color:var(--navy);}
  .btn-sm{padding:10px 18px;font-size:14px;}

  .kicker {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13.5px;
    font-weight: 600;
    letter-spacing: .02em;
    margin-bottom: 14px;
    color: var(--royal);
}
.eligibility-section .kicker {
    background: var(--royal);
    color: #fff;
    border-radius: 30px;
    padding: 5px 30px;
}

 .dfgdfg .kicker {
    color: #fff;
    padding: 3px 15px;
    border-radius: 25px;
     background: var(--royal);
}
  .kicker .bar{width:22px;height:2px;background:var(--green);border-radius:2px;}

  .icon-wrap {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--royal-soft);
    color: var(--royal);
    flex-shrink: 0;
}
  .icon-wrap.green{background:var(--green-soft);color:var(--green);}

  /* ===== HEADER ===== */
.logo-image {
    width: 200px;
    height: 38px;
}
  header{
    position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);
    border-bottom:1px solid var(--line);
  }
  .nav{display:flex;align-items:center;justify-content:space-between;padding:0px 0;}
  .brand{display:flex;align-items:center;gap:10px;}
  .brand-mark{
    width:38px;height:38px;border-radius:11px;
    background:linear-gradient(135deg,var(--royal),var(--navy));
    display:flex;align-items:center;justify-content:center;flex-shrink:0;
  }
  .brand-name{font-family:'Manrope',sans-serif;font-weight:800;font-size:20px;color:var(--navy);}
  .brand-name span{color:var(--royal);}
  nav.links{display:flex;gap:15px;}
  nav.links a{font-size:15px;font-weight:600;color:var(--ink);opacity:.82;transition:0.3s all;}
  nav.links a:hover{opacity:1;color:var(--royal);}
  .nav-actions{display:flex;align-items:center;gap:18px;}
  .login-link{font-size:15px;font-weight:700;color:var(--navy);}
  .menu-toggle{display:none;flex-direction:column;gap:5px;padding:6px;}
  .menu-toggle span{width:22px;height:2px;background:var(--navy);border-radius:2px;}

  section{padding:90px 0;}
  .section-head{max-width:620px;margin:0 auto 52px;text-align:center;}
  .section-head.left{margin:0 0 44px;text-align:left;}
  .section-head h2{font-size:clamp(28px,3.4vw,40px);line-height:1.16;}
  .section-head p{font-size:16.5px;color:var(--muted);margin-top:14px;line-height:1.6;}

  /* ===== HERO ===== */
  .hero{padding:64px 0 96px;background:linear-gradient(180deg,var(--bg-soft) 0%, var(--white) 100%);overflow:hidden;height: 780px;}
  .hero .wrap{display:grid;grid-template-columns:1fr .95fr;gap:60px;align-items:center;}
  .hero h1{font-size:clamp(38px,4.6vw,54px);line-height:1.08;letter-spacing:-.015em;}
  .hero h1 .accent{color:var(--royal);}
  .hero .lead{font-size:18px;color:var(--muted);max-width:480px;margin:22px 0 32px;line-height:1.65;}
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;}
  .trust-row{display:flex;gap:26px;margin-top:40px;flex-wrap:wrap;}
  .trust-item{display:flex;align-items:center;gap:9px;font-size:14px;font-weight:600;color:var(--royal);}
  .trust-item .dot-icon{width:26px;height:26px;border-radius:50%;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;flex-shrink:0;}

  .hero-art{position:relative;height:520px;}
  .art-panel {
    position: absolute;
    inset: 0;
    border-radius: 28px;
    background: linear-gradient(155deg,var(--navy) 0%, var(--royal) 100%);
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
}
.head-title {
    font-size: 25px;
    font-weight: 700;
    text-align: center;
    padding: 20px 0;
    background: linear-gradient(
        90deg,
        #00b4db,
        #0083b0,
        #7b2cff,
        #ff4ecd,
        #00b4db
    );
    background-size: 300% auto;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    animation: movingGradient 8s linear infinite;
}

@keyframes movingGradient {
    0% {
        background-position: 0% center;
    }

    100% {
        background-position: 300% center;
    }
}
  .art-glow{position:absolute;border-radius:50%;filter:blur(60px);}
  .art-glow.g1{width:260px;height:260px;background:rgba(22,163,98,.35);top:-60px;right:-40px;}
  .art-glow.g2{width:220px;height:220px;background:rgba(255,255,255,.14);bottom:-60px;left:-40px;}

  .phone-mock{
    position:absolute;left:50%;top:52%;transform:translate(-50%,-50%);
    width:200px;height:400px;border-radius:34px;background:var(--navy-deep);
    border:6px solid rgba(255,255,255,.14);
    box-shadow:0 30px 60px -20px rgba(0,0,0,.5);
    display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;
  }
  .phone-check{
    width:64px;height:64px;border-radius:50%;background:var(--green);
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 0 0 10px rgba(22,163,98,.18);
  }
  .phone-mock .p-title{color:#fff;font-weight:700;font-size:14.5px;}
  .phone-mock .p-sub{color:rgba(255,255,255,.62);font-size:12px;}
  .phone-mock .p-amt{color:var(--green);font-family:'Manrope',sans-serif;font-weight:800;font-size:22px;}

  .float-badge{
    position:absolute;background:#fff;border-radius:14px;box-shadow:var(--shadow-sm);
    padding:12px 16px;display:flex;align-items:center;gap:10px;
  }
 .float-badge.fb1 {
    top: 62px;
    left: 95px;
}
  .float-badge.fb2{bottom:40px;right:101px;}
  .float-badge .fb-ic{width:32px;height:32px;border-radius:9px;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;}
  .float-badge .fb-title{font-size:12px;font-weight:700;color:var(--navy);}
  .float-badge .fb-sub{font-size:11px;color:var(--muted);}

  .apply-card{
    position:absolute;left:-24px;bottom:-28px;
    width:290px;background:#fff;border-radius:18px;box-shadow:var(--shadow);
    padding:22px;
  }
  .apply-card .ac-title{font-size:14px;font-weight:800;color:var(--navy);margin-bottom:14px;}
  .ac-field{margin-bottom:12px;}
  .ac-field label{font-size:11.5px;font-weight:600;color:var(--muted);display:block;margin-bottom:5px;}
  .ac-field .ac-input {
    border: 1.5px solid var(--line);
    border-radius: 9px;
    padding: 10px 12px;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--navy);
    background: var(--bg-soft);
    width: 100%;
}
  .apply-card .ac-btn{width:100%;margin-top:6px;padding:12px;font-size:14px;}

  /* ===== LOAN PRODUCTS ===== */
  .products-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
  .product-card{
    border:1px solid var(--line);border-radius:var(--radius-md);
    transition:box-shadow .2s ease, transform .2s ease, border-color .2s ease;
    display:flex;flex-direction:column;background-color: #fff;
  }
  .products {
    background: var(--bg-soft);
  }
  .product-card:hover{box-shadow:var(--shadow-sm);transform:translateY(-3px);border-color:transparent;}
  .product-card h3{font-size:19px;}
  .product-card p{font-size:14.5px;color:var(--muted);margin-top:10px;line-height:1.6;flex-grow:1;}
  .rate-label{display:inline-block;font-size:12.5px;font-weight:700;color:var(--green);background:var(--green-soft);padding:5px 12px;border-radius:100px;margin-top:16px;width: fit-content;}
  .explore-link{display:flex;align-items:center;gap:6px;font-size:14px;font-weight:700;color:var(--royal);margin-top:18px;}
  .explore-link svg{transition:transform .15s ease;}
  .product-card:hover .explore-link svg{transform:translateX(3px);}

  /* ===== TRUST STATS ===== */
  .stats{background:linear-gradient(135deg,var(--navy-deep),var(--navy));padding:64px 0;}
  .stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;}
  .stat .num{font-family:'Manrope',sans-serif;font-size:clamp(30px,3.4vw,42px);font-weight:800;color:#fff;}
  .stat .lbl{font-size:14.5px;color:rgba(255,255,255,.68);margin-top:8px;font-weight:500;}
  .stats-grid .stat:not(:last-child){border-right:1px solid rgba(255,255,255,.14);}

  /* ===== EMI CALCULATOR ===== */
  .emi-section{background:var(--bg-soft);}
  .emi-card{background:#fff;border-radius:28px;box-shadow:var(--shadow);padding:48px;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;}
  .emi-field{margin-bottom:28px;}
  .emi-field:last-child{margin-bottom:0;}
  .emi-label-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px;}
  .emi-label-row label{font-size:14.5px;font-weight:700;color:#000;}
  .emi-label-row .emi-val{font-family:'Manrope',sans-serif;font-weight:800;color:var(--royal);font-size:16px;}
  input[type=range]{width:100%;height:5px;border-radius:3px;background:var(--line);appearance:none;-webkit-appearance:none;}
  input[type=range]::-webkit-slider-thumb{
    -webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--royal);cursor:pointer;
    border:3px solid #fff;box-shadow:0 0 0 1.5px var(--royal);
  }
  .emi-minmax {
    display: flex;
    justify-content: space-between;
    font-size: 14px;
    color: var(--muted);
    margin-top: 6px;
    font-weight: 600;
}

  .emi-result{background:linear-gradient(160deg,var(--navy) 0%,var(--royal) 100%);border-radius:20px;padding:34px;color:#fff;display:flex;flex-direction:column;justify-content:space-between;}
  .emi-result .er-label{font-size:13px;font-weight:600;color:rgba(255,255,255,.72);letter-spacing:.02em;}
  .emi-result .er-amt{font-family:'Manrope',sans-serif;font-size:42px;font-weight:800;margin:8px 0 26px;}
  .er-row{display:flex;justify-content:space-between;padding:14px 0;border-top:1px solid rgba(255,255,255,.16);font-size:14.5px;}
  .er-row .er-k{color:rgba(255,255,255,.68);}
  .er-row .er-v{font-weight:700;}
  .emi-result .btn{margin-top:22px;}

  /* ===== HOW IT WORKS ===== */
  .steps-row{display:grid;grid-template-columns:repeat(auto-fit, minmax(177px, 1fr));gap:0;position:relative;}
  .step{position:relative;text-align:center;padding:0 18px;}
  .step-num{
    width:60px;height:60px;border-radius:50%;background:var(--royal-soft);color:var(--royal);
    display:flex;align-items:center;justify-content:center;margin:0 auto 20px;position:relative;z-index:2;
    font-family:'Manrope',sans-serif;font-weight:800;font-size:20px;border:4px solid #fff;box-shadow:0 0 0 1px var(--line);
  }
  .step h3{font-size:17px;margin-bottom:8px;}
  .step p{font-size:14px;color:var(--muted);line-height:1.55;}
  .step-line{position:absolute;top:30px;left:50%;width:100%;height:2px;background:var(--line);z-index:1;}
  .step:last-child .step-line{display:none;}

  /* ===== WHY CHOOSE US ===== */
  .why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
  .why-card{padding:28px;border-radius:var(--radius-md);background:var(--bg-soft);}
  .why-card h3{font-size:17.5px;margin-top:16px;}
  .why-card p{font-size:14px;color:var(--muted);margin-top:8px;line-height:1.55;}

  /* ===== ELIGIBILITY ===== */
  .elig-wrap .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center;}
  .elig-art{height:100%;border-radius:24px;background:linear-gradient(150deg,var(--royal-soft),var(--green-soft));position:relative;}
  .elig-art img {width: 100%;height: 100%;object-fit: cover;border-radius: 25px;}
  .elig-list{display:flex;flex-direction:column;gap:16px;margin:28px 0 32px;}
  .elig-item{display:flex;align-items:center;gap:14px;padding:16px 18px;background:var(--bg-soft);border-radius:12px;}
  .elig-item .ei-ic{width:36px;height:36px;border-radius:10px;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .elig-item span{font-size:15px;font-weight:600;color:#000;}

  /* ===== TESTIMONIALS ===== */
  .testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
  .testi-card{border:1px solid var(--line);border-radius:var(--radius-md);padding:28px;}
  .stars{display:flex;gap:3px;color:#F2B33D;margin-bottom:16px;}
  .testi-card .quote{font-size:15px;color:var(--ink);line-height:1.62;}
  .testi-person{display:flex;align-items:center;gap:12px;margin-top:22px;}
  .avatar{width:42px;height:42px;border-radius:50%;background:var(--royal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;font-family:'Manrope',sans-serif;flex-shrink:0;}
  .testi-person .t-name{font-weight:700;font-size:14.5px;color:var(--navy);}
  .testi-person .t-role{font-size:12.5px;color:var(--muted);}

  /* ===== FAQ ===== */
  .faq-wrap{max-width:800px;margin:0 auto;}
  .faq-item{border-bottom:1px solid var(--line);}
  .faq-q{
    width:100%;display:flex;justify-content:space-between;align-items:center;
    padding:22px 4px;font-size:16px;font-weight:700;color:#000;text-align:left;
  }
  .faq-q .plus{width:26px;height:26px;border-radius:50%;background:var(--royal-soft);color:var(--royal);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .2s ease, background .2s ease;}
  .faq-item.open .faq-q .plus{transform:rotate(45deg);background:var(--royal);color:#fff;}
  .faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease;}
  .faq-a p{padding:0 4px 22px;font-size:14.5px;color:var(--muted);line-height:1.65;max-width:680px;}

  /* ===== FINAL CTA ===== */
  .final-cta{background:linear-gradient(120deg,var(--navy) 0%,var(--royal) 100%);text-align:center;padding:80px 0;}
  .final-cta h2{color:#fff;font-size:clamp(28px,3.6vw,42px);max-width:600px;margin:0 auto 16px;line-height:1.16;}
  .final-cta p{color:rgba(255,255,255,.78);font-size:16.5px;margin-bottom:30px;}

  /* ===== FOOTER ===== */
  footer{background:var(--navy-deep);color:rgba(255,255,255,.68);padding:64px 0 28px;}

  .foot-grid{
    display:grid;
    grid-template-columns:1.4fr 1fr 1fr 1fr 1.2fr;
    gap:20px;
    padding-bottom:36px;
    border-bottom:1px solid rgba(255,255,255,.12);
}



  .foot-brand{display:flex;align-items:center;gap:10px;margin-bottom:16px;}
  .foot-brand .brand-name{color:#fff;}
  .foot-grid p.about{font-size:14px;line-height:1.65;max-width:280px;}
  .social-row{display:flex;gap:10px;margin-top:20px;flex-wrap: wrap;}
  .social-row a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;transition:background .15s;}
  .social-row a:hover{background:var(--royal);}
  .foot-grid h3{color:#fff;font-size:14px;margin-bottom:16px;font-weight:700;}
  .foot-grid ul{display:flex;flex-direction:column;gap:11px;font-size:14px;}
  .foot-grid ul a:hover{color:#fff;}
  .foot-contact li{display:flex;gap:10px;align-items:flex-start;font-size:14px;}
  .foot-bottom{display:flex;justify-content:space-between;padding-top:22px;font-size:13.5px;flex-wrap:wrap;gap:10px;color:rgba(255,255,255,.5);}
  .foot-bottom .links{display:flex;gap:20px;}
  .foot-bottom .links a{color: #fff; padding: 0; font-size: 14px;}

  /* ===== RESPONSIVE ===== */
  @media (max-width:992px){
    .products-grid{grid-template-columns:repeat(2,1fr);}
    .why-grid{grid-template-columns:repeat(2,1fr);}
    .foot-grid{grid-template-columns:repeat(3,1fr);row-gap:32px;}
  }
  @media (max-width:992px){
    .hero .wrap{grid-template-columns:1fr;}
    .hero-art{order:-1;height:auto;margin-bottom:20px;}
    .apply-card{position:static;margin-top:-40px;left:0;}
    .elig-wrap .wrap{grid-template-columns:1fr;}
    .elig-art{order:-1;}
    .emi-card{grid-template-columns:1fr;}
    .stats-grid{grid-template-columns:repeat(2,1fr);row-gap:28px;}
    .stats-grid .stat:nth-child(2){border-right:none;}
    .steps-row{grid-template-columns:repeat(2,1fr);row-gap:44px;}
    .step-line{display:none;}
    .hero {
        height: auto;
        padding: 12px 0 30px;
    }
    .head-title {
        font-size: 16px;
    }
  }
  @media (max-width:992px){
    nav.links{display:none;}
    .menu-toggle{display:flex;}
    .login-link{display:none;}
    section{padding:60px 0;}
    .products-grid{grid-template-columns:1fr;}
    .why-grid{grid-template-columns:repeat(2,1fr);}
    .testi-grid{grid-template-columns:1fr;}
    .emi-card{padding:28px 6px;}
    .apply-card{width:100%;}
  }

  
  /* page banner */
  .page-banner{background:linear-gradient(180deg,var(--bg-soft) 0%, var(--white) 100%);padding:64px 0 56px;text-align:center;}
  .breadcrumb{font-size:13.5px;color:var(--muted);font-weight:600;margin-bottom:18px;}
  .breadcrumb a{color:var(--royal);}
  .page-banner h1{font-size:clamp(34px,4.4vw,50px);line-height:1.1;letter-spacing:-.015em;}
  .page-banner p{font-size:17px;color:var(--muted);max-width:560px;margin:18px auto 0;line-height:1.6;}
 
  /* story */
  .story .wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}
  .story-art{height:400px;border-radius:24px;background:linear-gradient(150deg,var(--navy),var(--royal));position:relative;overflow:hidden;}
  .story-art .glow{position:absolute;border-radius:50%;filter:blur(60px);}
  .story-art .g1{width:260px;height:260px;background:rgba(22,163,98,.35);top:-60px;right:-40px;}
  .story-art .g2{width:220px;height:220px;background:rgba(255,255,255,.14);bottom:-60px;left:-40px;}
  .story-art .badge{position:absolute;background:#fff;border-radius:14px;box-shadow:var(--shadow-sm);padding:16px 20px;}
  .story-art .badge.b1{top:36px;left:28px;}
  .story-art .badge.b2{bottom:36px;right:28px;text-align:right;}
  .story-art .badge .num{font-family:'Manrope',sans-serif;font-weight:800;font-size:22px;color:var(--navy);}
  .story-art .badge .lbl{font-size:12px;color:var(--muted);margin-top:2px;}
  .story h2{font-size:clamp(26px,3.2vw,36px);line-height:1.16;}
  .story p{font-size:16px;color:var(--muted);margin-top:16px;line-height:1.68;}
  .story p+p{margin-top:14px;}
 
  /* mission vision */
  .mv-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;}
  .mv-card{padding:36px;border-radius:var(--radius-md);}
  .mv-card.mission{background:var(--royal-soft);}
  .mv-card.vision{background:var(--green-soft);}
  .mv-card h3{font-size:21px;margin:18px 0 10px;}
  .mv-card p{font-size:15px;color:var(--muted);line-height:1.65;}
 
  /* values */
  .values-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
  .value-card{padding:26px;border:1px solid var(--line);border-radius:var(--radius-md);text-align:left;}
  .value-card h4{font-size:16.5px;margin:16px 0 8px;}
  .value-card p{font-size:13.5px;color:var(--muted);line-height:1.55;}
 
  /* timeline */
  .timeline{position:relative;max-width:800px;margin:0 auto;}
  .timeline::before{content:'';position:absolute;left:19px;top:8px;bottom:8px;width:2px;background:var(--line);}
  .tl-item{position:relative;padding-left:56px;margin-bottom:36px;}
  .tl-item:last-child{margin-bottom:0;}
  .tl-dot{position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--royal);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Manrope',sans-serif;font-weight:800;font-size:13px;border:4px solid #fff;box-shadow:0 0 0 1px var(--line);}
  .tl-item h4{font-size:17px;}
  .tl-item p{font-size:14.5px;color:var(--muted);margin-top:6px;line-height:1.55;}
 
  /* leadership */
  .team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
  .team-card{text-align:center;}
  .team-avatar{width:96px;height:96px;border-radius:50%;background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Manrope',sans-serif;font-weight:800;font-size:26px;margin:0 auto 16px;}
  .team-card h4{font-size:16px;}
  .team-card .role{font-size:13px;color:var(--royal);font-weight:600;margin-top:4px;}
  .team-card p{font-size:13px;color:var(--muted);margin-top:10px;line-height:1.5;}
 
  /* stats */
  .stats{background:linear-gradient(135deg,var(--navy-deep),var(--navy));padding:64px 0;}
  .stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;}
  .stat .num{font-family:'Manrope',sans-serif;font-size:clamp(30px,3.4vw,42px);font-weight:800;color:#fff;}
  .stat .lbl{font-size:14.5px;color:rgba(255,255,255,.68);margin-top:8px;font-weight:500;}
  .stats-grid .stat:not(:last-child){border-right:1px solid rgba(255,255,255,.14);}
 
  .final-cta{background:linear-gradient(120deg,var(--navy) 0%,var(--royal) 100%);text-align:center;padding:80px 0;}
  .final-cta h2{color:#fff;font-size:clamp(28px,3.6vw,42px);max-width:600px;margin:0 auto 16px;line-height:1.16;}
  .final-cta p{color:rgba(255,255,255,.78);font-size:16.5px;margin-bottom:30px;}
  .final-cta .ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}
 

  /* contact cards */
  .contact-cards{padding-top:0;}
  .cc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
  .cc-card{border:1px solid var(--line);border-radius:var(--radius-md);padding:28px 24px;text-align:left;transition:box-shadow .2s ease, transform .2s ease;}
  .cc-card:hover{box-shadow:var(--shadow-sm);transform:translateY(-3px);}
  .cc-card h4{font-size:15.5px;margin:16px 0 6px;}
  .cc-card p{font-size:14px;color:var(--muted);line-height:1.5;}
  .cc-card a.cc-link{font-size:14px;color:var(--royal);font-weight:700;margin-top:6px;display:inline-block;}

  /* form + info */
  .contact-main{background:var(--bg-soft);}
  .cm-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:0;border-radius:24px;overflow:hidden;box-shadow:var(--shadow);}
  .cm-form{background:#fff;padding:48px;}
  .cm-form h3{font-size:23px;}
  .cm-form > p{font-size:15px;color:var(--muted);margin-top:8px;}
  .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px;}
  .form-field{display:flex;flex-direction:column;gap:7px;}
  .form-field.full{grid-column:1/-1;}
  .form-field label{font-size:13.5px;font-weight:700;color:#000;}
  .form-field input, .form-field select, .form-field textarea{
    border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;font-size:14.5px;font-family:'Inter',sans-serif;
    color:var(--ink);background:var(--bg-soft);
  }
  .form-field input:focus, .form-field select:focus, .form-field textarea:focus{outline:2px solid var(--royal);outline-offset:1px;background:#fff;}
  .form-field textarea{resize:vertical;min-height:110px;}
  .cm-form .submit-row{grid-column:1/-1;margin-top:6px;}

  .cm-info{background:linear-gradient(160deg,var(--navy) 0%,var(--royal) 100%);padding:48px 40px;color:#fff;display:flex;flex-direction:column;}
  .cm-info h3{color:#fff;font-size:21px;}
  .cm-info > p{color:rgba(255,255,255,.76);font-size:14.5px;margin-top:8px;line-height:1.6;}
  .info-list{display:flex;flex-direction:column;gap:22px;margin-top:30px;}
  .info-row{display:flex;gap:14px;align-items:flex-start;}
  .info-row .ir-ic{width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.14);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .info-row .ir-title{font-size:14px;font-weight:700;}
  .info-row .ir-sub{font-size:13.5px;color:rgba(255,255,255,.72);margin-top:2px;line-height:1.5;}
  .office-hours{margin-top:auto;padding-top:30px;border-top:1px solid rgba(255,255,255,.18);}
  .oh-row{display:flex;justify-content:space-between;font-size:13.5px;padding:6px 0;color:rgba(255,255,255,.82);}
  .oh-row span:last-child{font-weight:700;color:#fff;}

  /* map */
  .map-wrap{margin-top:26px;border-radius:20px;overflow:hidden;position:relative;background:linear-gradient(150deg,var(--royal-soft),var(--green-soft));}
  .map-wrap iframe {width: 100%;height: 322px;}
  .map-wrap .pin{position:absolute;top:50%;left:50%;transform:translate(-50%,-100%);text-align:center;}
  .map-wrap .pin-dot{width:44px;height:44px;border-radius:50% 50% 50% 0;background:var(--royal);transform:rotate(-45deg);display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-sm);margin:0 auto;}
  .map-wrap .pin-dot svg{transform:rotate(45deg);}
  .map-wrap .pin-label{margin-top:10px;background:#fff;padding:8px 14px;border-radius:8px;font-size:12.5px;font-weight:700;color:var(--navy);box-shadow:var(--shadow-sm);}
  .map-wrap .grid-line{position:absolute;background:rgba(11,33,72,.06);}

  /* quick help */
  .quick-help{text-align:center;}
  .quick-help h2{font-size:clamp(24px,3vw,32px);}
  .quick-help p{font-size:15.5px;color:var(--muted);margin-top:12px;max-width:480px;margin-left:auto;margin-right:auto;}
  .quick-help .btn{margin-top:24px;}
  

  .app-shell{display:grid;grid-template-columns:260px 1fr;min-height:100vh;}

  /* SIDEBAR */
  .sidebar{background:var(--navy-deep);color:rgba(255,255,255,.7);padding:26px 18px;display:flex;flex-direction:column;position:sticky;top:0;height:75vh;}
  .sb-brand{display:flex;align-items:center;gap:10px;padding:0 8px;margin-bottom:34px;}
  .sb-brand .brand-mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--royal),#3d6bff);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .sb-brand .brand-name{font-family:'Manrope',sans-serif;font-weight:800;font-size:18px;color:#fff;}
  .sb-brand .brand-name span{color:#6f93ff;}

  .sb-nav{display:flex;flex-direction:column;gap:3px;}
  .sb-link{display:flex;align-items:center;gap:12px;padding:11px 12px;border-radius:9px;font-size:14.5px;font-weight:600;color:rgba(255,255,255,.68);}
  .sb-link svg{flex-shrink:0;}
  .sb-link:hover{background:rgba(255,255,255,.06);color:#fff;}
  .sb-link.active{background:var(--royal);color:#fff;}
  .sb-section-lbl{font-size:11px;font-weight:700;letter-spacing:.06em;color:rgba(255,255,255,.34);margin:22px 0 8px;padding:0 12px;}
  .sb-logout{margin-top:auto;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);}

  /* MAIN */
  .main{padding:28px 34px 60px;}
 
  .card{background:#fff;border-radius:16px;border:1px solid var(--line);}

  /* profile summary */
  .profile-card{padding:26px 28px;display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin-bottom:22px;}
  .profile-card .av-lg{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Manrope',sans-serif;font-weight:800;font-size:26px;flex-shrink:0;}
  .profile-card .p-info{flex:1;min-width:220px;}
  .profile-card h2{font-size:20px;}
  .profile-card .p-meta{display:flex;gap:18px;margin-top:8px;flex-wrap:wrap;font-size:13.5px;color:var(--muted);}
  .profile-card .p-meta span{display:flex;align-items:center;gap:6px;}
  .member-badge{font-size:12px;font-weight:700;color:var(--royal);background:var(--royal-soft);padding:5px 12px;border-radius:100px;margin-top:10px;display:inline-block;}

 
  /* two column: kyc + loan */
  .grid-2{display:grid;grid-template-columns:1fr 1.3fr;gap:22px;margin-bottom:22px;}

  .kyc-card{padding:26px;}
  .kyc-status-row{display:flex;justify-content:space-between;align-items:flex-start;}
  .kyc-badge{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;padding:6px 12px;border-radius:100px;}
  .kyc-badge.pending{background:var(--amber-soft);color:var(--amber);}
  .kyc-progress{margin:20px 0;}
  .kp-track{height:8px;border-radius:100px;background:var(--bg-soft);overflow:hidden;}
  .kp-fill{height:100%;background:linear-gradient(90deg,var(--royal),#3d6bff);border-radius:100px;}
  .kp-label{display:flex;justify-content:space-between;font-size:12.5px;color:var(--muted);margin-top:8px;}
  .kyc-steps{display:flex;flex-direction:column;gap:10px;margin:18px 0 22px;}
  .kyc-step{display:flex;align-items:center;gap:10px;font-size:13.5px;}
  .kyc-step .ks-ic{width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .kyc-step.done .ks-ic{background:var(--green-soft);color:var(--green);}
  .kyc-step.pending .ks-ic{background:var(--bg-soft);color:var(--muted);border:1.5px dashed var(--line);}
  .kyc-step.done span{color:var(--navy);font-weight:600;}
  .kyc-step.pending span{color:var(--muted);}

  .loan-card{padding:26px;}
  .loan-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:20px;}
  .loan-head h3{font-size:17px;}
  .loan-head .loan-id{font-size:12.5px;color:var(--muted);margin-top:3px;}
  .loan-status{font-size:11.5px;font-weight:700;color:var(--green);background:var(--green-soft);padding:5px 11px;border-radius:100px;}
  .loan-figs{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:20px;}
  .loan-figs .lf-lbl{font-size:12px;color:var(--muted);}
  .loan-figs .lf-val{font-family:'Manrope',sans-serif;font-weight:800;font-size:17px;color:var(--navy);margin-top:4px;}
  .loan-progress .kp-track{height:8px;}
  .loan-progress .kp-fill{background:linear-gradient(90deg,var(--green),#2fd189);}
  .loan-progress .kp-label{font-size:12.5px;}
  .next-emi{margin-top:18px;background:var(--bg-soft);border-radius:12px;padding:14px 16px;display:flex;justify-content:space-between;align-items:center;}
  .next-emi .ne-lbl{font-size:12.5px;color:var(--muted);}
  .next-emi .ne-date{font-weight:700;color:var(--navy);font-size:14px;margin-top:2px;}
  .next-emi .ne-amt{font-family:'Manrope',sans-serif;font-weight:800;color:var(--navy);font-size:18px;}

  /* profile/kyc tabs */
  .tabs-bar{display:flex;gap:6px;border-bottom:1px solid var(--line);margin-bottom:24px;}
  .tab-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 13px 18px;
    font-size: 14.5px;
    font-weight: 700;
    border-bottom: 2.5px solid transparent;
    margin-bottom: -1px;
    transition: color .15s ease, border-color .15s ease;
    white-space: nowrap;
}
  .tab-btn .tab-flag{
    background:var(--amber-soft);color:var(--amber);font-size:11px;font-weight:800;
    padding:1px 7px;border-radius:100px;
  }
  .tab-panel{display:none;}
  .tab-panel.active{display:block;}

  .detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:22px;}
  .detail-item{display:flex;flex-direction:column;gap:5px;padding:14px 16px;background:var(--bg-soft);border-radius:10px;}
  .detail-item.full{grid-column:1/-1;}
  .detail-item .di-lbl{font-size:12px;color:var(--muted);font-weight:600;}
  .detail-item .di-val{font-size:14.5px;color:var(--navy);font-weight:700;}

  @media (max-width:560px){
    .detail-grid{grid-template-columns:1fr;}
    .tab-btn{padding:12px 12px;font-size:13.5px;}
  }

  /* documents / activity */
  .docs-card{padding:26px;}
  .docs-card .dc-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px;}
  .doc-row{display:flex;align-items:center;gap:14px;padding:14px 0;border-top:1px solid var(--line);}
  .doc-row:first-of-type{border-top:none;}
  .doc-row .d-ic{width:38px;height:38px;border-radius:10px;background:var(--royal-soft);color:var(--royal);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .doc-row .d-name{font-size:14px;font-weight:700;color:var(--navy);}
  .doc-row .d-sub{font-size:12.5px;color:var(--muted);margin-top:2px;}
  .doc-row .d-status{margin-left:auto;font-size:12px;font-weight:700;color:var(--green);background:var(--green-soft);padding:4px 10px;border-radius:100px;}

  @media (max-width:1080px){
    .stat-row{grid-template-columns:repeat(2,1fr);}
    .grid-2{grid-template-columns:1fr;}
  }
  @media (max-width:860px){
    .app-shell{grid-template-columns:1fr;}
    .sidebar{position:static;height:auto;flex-direction:row;align-items:center;overflow-x:auto;padding:14px 18px;}
    .sb-brand{margin-bottom:0;margin-right:18px;}
    .sb-nav{flex-direction:row;}
    .sb-section-lbl{display:none;}
    .sb-logout{margin-top:0;margin-left:12px;padding-top:0;border-top:none;}
    .main{padding:22px 18px 40px;}
  }
  @media (max-width:560px){
    .stat-row{grid-template-columns:1fr 1fr;}
    .profile-card{flex-direction:column;align-items:flex-start;text-align:left;}
    .why-grid{grid-template-columns:1fr;}
    .foot-grid {
        grid-template-columns: 1fr;
    }
  }

  .topbar h1{font-size:24px;}
  .topbar .sub{font-size:14px;color:var(--muted);margin-top:4px;}
 
  /* stepper */
  .stepper{display:flex;align-items:flex-start;margin:32px 0 34px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 28px;z-index: 0;position: relative;}
  .step-item{flex:1;position:relative;text-align:center;}
  .step-item.active .si-line {background: #098c8c;}
  .step-item .si-circle{width:36px;height:36px;border-radius:50%;background:var(--bg-soft);color:var(--muted);border:2px solid var(--line);display:flex;align-items:center;justify-content:center;margin:0 auto 8px;font-family:'Manrope',sans-serif;font-weight:800;font-size:14px;transition:all .2s ease;}
  .step-item .si-label{font-size:12.5px;font-weight:700;color:var(--muted);}
  .step-item .si-line{position:absolute;top:18px;left:50%;width:100%;height:2px;background:var(--line);z-index:-1;}
  .step-item:last-child .si-line{display:none;}
  .step-item.done .si-circle{background:var(--green);border-color:var(--green);color:#fff;}
  .step-item.done .si-label{color:var(--navy);}
  .step-item.active .si-circle{background:var(--royal);border-color:var(--royal);color:#fff;box-shadow:0 0 0 5px var(--royal-soft);}
  .step-item.active .si-label{color:var(--navy);}
 
  .step-panel{display:none;}
  .step-panel.active{display:block;}
  .card{background:#fff;border-radius:16px;border:1px solid var(--line);padding:32px;}
  .card h3{font-size:19px;}
  .card > p.desc{font-size:14px;color:var(--muted);margin-top:6px;}
 
  .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:26px;}
  .form-field{display:flex;flex-direction:column;gap:7px;}
  .form-field.full{grid-column:1/-1;}
  .field-hint{font-size:12px;color:var(--muted);}
 
  .upload-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px;}
  .upload-box{border:1.5px dashed var(--line);border-radius:14px;padding:26px 18px;text-align:center;background:var(--bg-soft);}
  .upload-box .u-ic{width:44px;height:44px;border-radius:12px;background:var(--royal-soft);color:var(--royal);display:flex;align-items:center;justify-content:center;margin:0 auto 12px;}
  .upload-box .u-title{font-size:14px;font-weight:700;color:var(--navy);}
  .upload-box .u-sub{font-size:12.5px;color:var(--muted);margin-top:4px;}
  .upload-box .u-btn{margin-top:14px;padding:8px 16px;font-size:13px;}
 
  .consent-row{display:flex;align-items:flex-start;gap:10px;margin-top:24px;padding:16px;background:var(--bg-soft);border-radius:12px;}
  .consent-row input{margin-top:3px;accent-color:var(--royal);flex-shrink:0;}
  .consent-row span{font-size:13.5px;color:var(--muted);line-height:1.55;}
 
  .summary-list{display:flex;flex-direction:column;gap:0;margin-top:24px;}
  .summary-row{display:flex;justify-content:space-between;padding:14px 0;border-top:1px solid var(--line);font-size:14px;}
  .summary-row:first-child{border-top:none;}
  .summary-row .sr-k{color:var(--muted);}
  .summary-row .sr-v{font-weight:700;color:var(--navy);}
  .summary-row .sr-v.ok{color:var(--green);display:flex;align-items:center;gap:6px;}
 
  .step-actions{display:flex;justify-content:space-between;margin-top:30px;}
 
  /* success state */
  .success-card{text-align:center;padding:56px 32px;}
  .success-icon{width:84px;height:84px;border-radius:50%;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;margin:0 auto 22px;}
  .success-card h2{font-size:24px;}
  .success-card p{font-size:15px;color:var(--muted);margin-top:12px;max-width:420px;margin-left:auto;margin-right:auto;line-height:1.6;}
  .success-card .btn{margin-top:26px;}
 
  @media (max-width:860px){
    .app-shell{grid-template-columns:1fr;}
    .sidebar{position:static;height:auto;flex-direction:row;align-items:center;overflow-x:auto;padding:14px 18px;}
    .sb-brand{margin-bottom:0;margin-right:18px;}
    .sb-nav{flex-direction:row;}
    .sb-section-lbl{display:none;}
    .sb-logout{margin-top:0;margin-left:12px;padding-top:0;border-top:none;}
    .main{padding:22px 18px 40px;}
    .stepper{padding:18px 12px;}
    .step-item .si-label{display:none;}
  }
  @media (max-width:560px){
    .form-grid{grid-template-columns:1fr!important;}
    .upload-grid{grid-template-columns:1fr;}
  }
  
  .detail-item .di-input{
    display:none;
    border:1.5px solid var(--line);border-radius:8px;padding:9px 11px;
    font-size:14.5px;font-family:'Inter',sans-serif;font-weight:600;color:#000;
    background:#fff;width:100%;
  }
  .detail-item .di-input:focus{outline:2px solid var(--royal);outline-offset:1px;}
  .detail-grid.editing .di-val{display:none;}
  .detail-grid.editing .di-input{display:block;}
  .detail-grid.editing .detail-item{background:#fff;border:1.5px solid var(--line);}
  #profile-edit-actions{display:none;gap:10px;}
  .dc-head #profile-edit-actions.show{display:flex;}
 
  .save-toast{
    display:none;align-items:center;gap:8px;
    margin-top:20px;padding:12px 16px;border-radius:10px;
    background:var(--green-soft);color:#8a6d1f;font-size:13.5px;font-weight:700;
  }
  .save-toast.show{display:flex;}
 
  @media (max-width:560px){
    .detail-grid{grid-template-columns:1fr;}
    .tab-btn{padding:12px 12px;font-size:13.5px;}
    .dc-head{flex-direction:column;align-items:flex-start;gap:12px;}
  }

  .dc-head {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
}

/* =========================================
   SUBSIDY SECTION
========================================= */

.subsidy-section {
    background: #f7f9fc;
    position: relative;
}

.section-heading {
    max-width: 720px;
    margin-left: auto;
    margin-right: auto;
}

.section-tag {
    display: inline-block;
    padding: 7px 15px;
    border-radius: 50px;
    background: #eef4ff;
    color: #1757b7;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .5px;
    text-transform: uppercase;
    margin-bottom: 14px;
}

.section-heading h2 {
    margin: 0 0 12px;
    font-size: 38px;
    line-height: 1.2;
    font-weight: 700;
    color: #172033;
}

.section-heading p {
    margin: 0;
    font-size: 16px;
    line-height: 1.7;
    color: #687386;
}


/* =========================================
   CARD
========================================= */

.subsidy-card {
    height: 100%;
    background: #fff;
    border: 1px solid #e7ebf2;
    border-radius: 22px;
    overflow: hidden;
    box-shadow: 0 12px 35px rgba(20, 40, 80, .07);
    transition: all .3s ease;
}

.subsidy-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 45px rgba(20, 40, 80, .12);
}


/* =========================================
   CARD HEADER
========================================= */

.subsidy-card-top {
    padding: 25px;
    display: flex;
    align-items: center;
    gap: 16px;
    border-bottom: 1px solid #edf0f5;
}

.home-subsidy-card .subsidy-card-top {
    background: linear-gradient(135deg, #f1f6ff, #ffffff);
}

.solar-subsidy-card .subsidy-card-top {
    background: linear-gradient(135deg, #fff8df, #ffffff);
}

.scheme-icon {
    width: 58px;
    height: 58px;
    min-width: 58px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    background: #fff;
    box-shadow: 0 6px 18px rgba(0, 0, 0, .07);
}

.scheme-label {
    display: block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1px;
    color: #6c7688;
    margin-bottom: 3px;
}

.subsidy-card-top h3 {
    margin: 0;
    font-size: 25px;
    font-weight: 700;
    color: #182235;
}

.subsidy-card-top p {
    margin: 3px 0 0;
    color: #697386;
    font-size: 14px;
}


/* =========================================
   CONTENT
========================================= */

.subsidy-content {
    padding: 25px;
}

.subsidy-content > p {
    margin: 0 0 20px;
    color: #596579;
    font-size: 15px;
    line-height: 1.7;
}


/* =========================================
   ELIGIBILITY
========================================= */

.eligibility-box {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 10px;
    margin-bottom: 18px;
}

.eligibility-item {
    padding: 15px;
    border-radius: 12px;
    background: #f7f9fc;
    border: 1px solid #edf0f5;
}

.eligibility-item strong {
    display: block;
    color: #185abc;
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 3px;
}

.eligibility-item span {
    font-size: 12px;
    color: #717b8c;
}


/* =========================================
   HIGHLIGHT
========================================= */

.subsidy-highlight {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    padding: 16px 18px;
    margin-bottom: 24px;
    border-radius: 13px;
    background: #edf5ff;
    border-left: 4px solid #1967d2;
}

.subsidy-highlight span {
    display: block;
    color: #647084;
    font-size: 12px;
}

.subsidy-highlight strong {
    display: block;
    font-size: 21px;
    color: #1457ad;
}

.highlight-note {
    font-size: 12px;
    color: #697386;
    text-align: right;
}


/* =========================================
   SERVICES
========================================= */

.subsidy-content h4 {
    margin: 0 0 12px;
    font-size: 16px;
    font-weight: 700;
    color: #202b3d;
}

.service-list {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 22px;
}

.service-list span {
    padding: 7px 11px;
    border: 1px solid #e4e8ef;
    background: #fafbfc;
    border-radius: 7px;
    font-size: 12px;
    color: #515d70;
}


/* =========================================
   SOLAR TABLE
========================================= */

.solar-table {
    border: 1px solid #e7e9ed;
    border-radius: 13px;
    overflow: hidden;
    margin-bottom: 23px;
}

.solar-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    padding: 11px 15px;
    border-bottom: 1px solid #edf0f3;
    font-size: 14px;
    color: #5c6677;
}

.solar-row:last-child {
    border-bottom: 0;
}

.solar-row strong {
    color: #1c6b35;
}

.solar-head {
    background: #f7f8fa;
    font-size: 12px;
    font-weight: 700;
    color: #303b4d;
}


/* =========================================
   PM KUSUM
========================================= */

.kusum-box {
    padding: 15px;
    margin-bottom: 20px;
    border-radius: 12px;
    background: #f7f8ef;
    border: 1px solid #ecebd9;
}

.kusum-box strong {
    display: block;
    margin-bottom: 5px;
    font-size: 14px;
    color: #4d5a28;
}

.kusum-box p {
    margin: 0;
    font-size: 12px;
    line-height: 1.6;
    color: #6c7351;
}


/* =========================================
   CTA
========================================= */

.subsidy-btn {
    width: 100%;
    min-height: 48px;
    padding: 12px 18px;
    border-radius: 9px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    text-decoration: none;
    background: #185abc;
    color: #fff;
    font-size: 14px;
    font-weight: 600;
    transition: all .25s ease;
}

.subsidy-btn:hover {
    background: #124b9c;
    color: #fff;
    transform: translateY(-2px);
}

.subsidy-btn span {
    font-size: 20px;
}

.solar-buttons {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
}

.solar-buttons .secondary-btn {
    background: #2f7d32;
}

.solar-buttons .secondary-btn:hover {
    background: #246427;
}


/* =========================================
   DISCLAIMER
========================================= */

.scheme-disclaimer {
    display: block;
    margin-top: 14px;
    color: #858d9a;
    font-size: 11px;
    line-height: 1.5;
}


/* =========================================
   RESPONSIVE
========================================= */

@media (max-width: 767px) {
    .foot-grid{grid-template-columns:repeat(2,1fr);row-gap:32px;}

    .section-heading h2 {
        font-size: 29px;
    }

    .subsidy-card-top,
    .subsidy-content {
        padding: 20px;
    }

    .eligibility-box {
        grid-template-columns:  repeat(2, 1fr);
    }

    .subsidy-highlight {
        align-items: flex-start;
        flex-direction: column;
    }

    .highlight-note {
        text-align: left;
    }

    .solar-buttons {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {

    .eligibility-box {
        grid-template-columns: 1fr;
    }

    .subsidy-card-top h3 {
        font-size: 21px;
    }
}
/* =========================================
   MSME LOANS SECTION
========================================= */

.msme-card {
    background: #ffffff;
    border: 1px solid #e5e9f0;
    border-radius: 22px;
    overflow: hidden;
    box-shadow: 0 12px 35px rgba(20, 40, 80, 0.07);
}


/* =========================================
   HEADER
========================================= */

.msme-card-header {
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 28px;
    background: linear-gradient(
        135deg,
        #eef5ff 0%,
        #ffffff 100%
    );
    border-bottom: 1px solid #e8edf4;
}

.msme-icon {
    width: 62px;
    height: 62px;
    min-width: 62px;

    display: flex;
    align-items: center;
    justify-content: center;

    background: #ffffff;
    border-radius: 17px;

    font-size: 30px;

    box-shadow: 0 7px 20px rgba(20, 40, 80, 0.08);
}

.msme-card-header > div:last-child > span {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1px;
    color: #6b7587;
}

.msme-card-header h3 {
    margin: 3px 0;
    font-size: 26px;
    font-weight: 700;
    color: #182235;
}

.msme-card-header p {
    margin: 0;
    font-size: 14px;
    color: #697386;
}


/* =========================================
   BODY
========================================= */

.msme-card-body {
    padding: 28px;
}


/* =========================================
   SCHEME GRID
========================================= */

.scheme-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
}

.scheme-item {
    min-height: 75px;

    display: flex;
    align-items: center;
    gap: 13px;

    padding: 13px 15px;

    background: #fafbfc;
    border: 1px solid #e7ebf1;
    border-radius: 12px;

    text-decoration: none;

    transition: all 0.25s ease;
}

.scheme-item:hover {
    background: #ffffff;
    border-color: #b9cdea;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(30, 60, 100, 0.07);
}

.scheme-item-icon {
    width: 42px;
    height: 42px;
    min-width: 42px;

    display: flex;
    align-items: center;
    justify-content: center;

    background: #edf4ff;
    border-radius: 10px;

    font-size: 20px;
}

.scheme-item div:nth-child(2) {
    flex: 1;
}

.scheme-item strong {
    display: block;
    margin-bottom: 2px;

    font-size: 14px;
    font-weight: 700;
    color: #202b3d;
}

.scheme-item small {
    display: block;

    font-size: 11px;
    line-height: 1.4;
    color: #778194;
}

.scheme-item > span {
    font-size: 19px;
    color: #185abc;
}


/* Wide item */

.scheme-item-wide {
    grid-column: span 2;
}


/* =========================================
   CTA
========================================= */

.msme-cta {
    margin-top: 25px;
    padding: 22px;

    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 25px;

    border-radius: 15px;

    background: #f0f5ff;
    border: 1px solid #dce7fa;
}

.msme-cta-content {
    flex: 1;
}

.msme-cta-content span {
    display: block;

    margin-bottom: 4px;

    font-size: 12px;
    font-weight: 600;
    color: #68758a;
}

.msme-cta-content h4 {
    margin: 0;

    font-size: 18px;
    font-weight: 700;
    color: #182235;
}


/* =========================================
   BUTTONS
========================================= */

.msme-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
}

.msme-btn {
    min-height: 44px;

    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;

    padding: 10px 15px;

    border-radius: 8px;

    font-size: 12px;
    font-weight: 600;

    text-decoration: none;

    transition: all 0.25s ease;
}

.msme-btn.primary {
    background: #185abc;
    color: #ffffff;
}

.msme-btn.primary:hover {
    background: #124b9c;
    color: #ffffff;
}

.msme-btn.secondary {
    background: #2f7d32;
    color: #ffffff;
}

.msme-btn.secondary:hover {
    background: #246427;
    color: #ffffff;
}

.msme-btn.outline {
    background: #ffffff;
    color: #185abc;
    border: 1px solid #c9d7ed;
}

.msme-btn.outline:hover {
    background: #f5f8fd;
}


/* =========================================
   DISCLAIMER
========================================= */

.msme-disclaimer {
    margin-top: 18px;
    padding: 14px 16px;

    background: #fffaf0;
    border: 1px solid #f1e5c9;
    border-radius: 10px;

    font-size: 11px;
    line-height: 1.65;
    color: #766d5a;
}

.msme-disclaimer strong {
    color: #5f543f;
}


/* =========================================
   RESPONSIVE
========================================= */

@media (max-width: 991px) {

    .msme-cta {
        align-items: flex-start;
        flex-direction: column;
    }

    .msme-buttons {
        width: 100%;
    }
}

@media (max-width: 767px) {

    .msme-card-header,
    .msme-card-body {
        padding: 20px;
    }

    .scheme-grid {
        grid-template-columns: 1fr;
    }

    .scheme-item-wide {
        grid-column: span 1;
    }

    .msme-card-header h3 {
        font-size: 22px;
    }

    .msme-buttons {
        flex-direction: column;
    }

    .msme-btn {
        width: 100%;
    }
}

@media (max-width: 480px) {

    .msme-card-header {
        align-items: flex-start;
    }

    .msme-icon {
        width: 50px;
        height: 50px;
        min-width: 50px;
        font-size: 24px;
    }

    .msme-card-header h3 {
        font-size: 20px;
    }
}

.msme-schemes-section {
    background: #f7f9fc;
}

.msme-schemes-section .section-heading {
    max-width: 760px;
    margin-left: auto;
    margin-right: auto;
}

.msme-schemes-section .section-tag {
    display: inline-block;
    padding: 7px 15px;
    margin-bottom: 14px;

    background: #edf4ff;
    color: #185abc;

    border-radius: 50px;

    font-size: 12px;
    font-weight: 700;
    letter-spacing: .6px;
}

.msme-schemes-section .section-heading h2 {
    margin: 0 0 12px;

    color: #172033;

    font-size: 36px;
    line-height: 1.25;
    font-weight: 700;
}

.msme-schemes-section .section-heading p {
    margin: 0;

    color: #697386;

    font-size: 16px;
    line-height: 1.7;
}


/* =========================================
   SCHEME CARD
========================================= */

.msme-scheme-card {
    position: relative;

    height: 100%;
    min-height: 390px;

    padding: 27px;

    background: #ffffff;

    border: 1px solid #e5e9f0;
    border-radius: 18px;

    box-shadow: 0 8px 28px rgba(20, 40, 80, .055);

    overflow: hidden;

    transition: all .3s ease;

    display: flex;
    flex-direction: column;
}

.msme-scheme-card:hover {
    transform: translateY(-6px);

    border-color: #cbd9ee;

    box-shadow: 0 18px 40px rgba(20, 40, 80, .11);
}


/* Number */

.scheme-number {
    position: absolute;

    top: 20px;
    right: 22px;

    font-size: 12px;
    font-weight: 700;

    color: #b7bfcc;
}


/* Icon */

.scheme-card-icon {
    width: 58px;
    height: 58px;

    display: flex;
    align-items: center;
    justify-content: center;

    margin-bottom: 18px;

    background: #eef5ff;

    border-radius: 15px;

    font-size: 27px;
}


/* Category */

.scheme-category {
    display: block;

    margin-bottom: 5px;

    color: #718096;

    font-size: 10px;
    font-weight: 700;

    letter-spacing: 1px;
}


/* Heading */

.msme-scheme-card h3 {
    margin: 0 0 7px;

    color: #182235;

    font-size: 23px;
    line-height: 1.3;
    font-weight: 700;
}

.msme-scheme-card h4 {
    margin: 0 0 12px;

    color: #4f5c70;

    font-size: 13px;
    line-height: 1.5;
    font-weight: 600;
}


/* Description */

.msme-scheme-card p {
    margin: 0 0 17px;

    color: #697386;

    font-size: 14px;
    line-height: 1.7;
}


/* =========================================
   MUDRA TYPES
========================================= */

.mudra-types {
    display: flex;
    flex-wrap: wrap;
    gap: 7px;

    margin-bottom: 18px;
}

.mudra-types span {
    padding: 6px 10px;

    background: #f2f6ff;
    color: #185abc;

    border: 1px solid #dfe9f9;
    border-radius: 6px;

    font-size: 11px;
    font-weight: 600;
}


/* =========================================
   SCHEME TAGS
========================================= */

.scheme-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 7px;

    margin-bottom: 18px;
}

.scheme-tags span {
    padding: 6px 9px;

    background: #fafbfc;
    color: #667085;

    border: 1px solid #e7eaf0;
    border-radius: 6px;

    font-size: 10px;
}


/* =========================================
   CGTMSE NOTE
========================================= */

.scheme-note {
    margin-bottom: 18px;
    padding: 10px 12px;

    background: #fff9ec;

    border: 1px solid #f1e5c7;
    border-radius: 8px;

    color: #756b56;

    font-size: 11px;
    line-height: 1.5;
}

.scheme-note strong {
    color: #574d39;
}


/* =========================================
   CARD LINK
========================================= */

.scheme-link {
    display: flex;
    align-items: center;
    justify-content: space-between;

    margin-top: auto;

    padding-top: 16px;

    border-top: 1px solid #edf0f4;

    color: #185abc;

    font-size: 13px;
    font-weight: 700;

    text-decoration: none;
}

.scheme-link span {
    font-size: 19px;

    transition: transform .2s ease;
}

.scheme-link:hover {
    color: #124b9c;
}

.scheme-link:hover span {
    transform: translateX(4px);
}


/* =========================================
   BOTTOM CTA
========================================= */

.msme-bottom-cta {
    margin-top: 30px;
    padding: 25px 28px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 25px;

    background: #edf4ff;

    border: 1px solid #dce7f8;
    border-radius: 17px;
}

.msme-bottom-cta span {
    display: block;

    margin-bottom: 4px;

    color: #68758a;

    font-size: 12px;
}

.msme-bottom-cta h3 {
    margin: 0;

    color: #182235;

    font-size: 18px;
    line-height: 1.4;
    font-weight: 700;
}

.msme-bottom-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.msme-main-btn,
.msme-outline-btn {
    min-height: 45px;

    padding: 11px 16px;

    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;

    border-radius: 8px;

    font-size: 12px;
    font-weight: 600;

    text-decoration: none;

    transition: all .25s ease;
}

.msme-main-btn {
    background: #185abc;
    color: #ffffff;
}

.msme-main-btn:hover {
    background: #124b9c;
    color: #ffffff;
}

.msme-outline-btn {
    background: #ffffff;
    color: #185abc;

    border: 1px solid #cbd8eb;
}

.msme-outline-btn:hover {
    background: #f5f8fd;
    color: #124b9c;
}


/* =========================================
   DISCLAIMER
========================================= */

.msme-disclaimer {
    margin-top: 16px;
    padding: 14px 16px;

    background: #fffaf0;

    border: 1px solid #f0e4c8;
    border-radius: 10px;

    color: #756c5b;

    font-size: 11px;
    line-height: 1.65;
}

.msme-disclaimer strong {
    color: #5b513e;
}


/* =========================================
   RESPONSIVE
========================================= */

@media (max-width: 991px) {

    .msme-scheme-card {
        min-height: 370px;
    }

    .msme-bottom-cta {
        align-items: flex-start;
        flex-direction: column;
    }

    .msme-bottom-buttons {
        width: 100%;
    }
}


@media (max-width: 767px) {

    .msme-schemes-section .section-heading h2 {
        font-size: 28px;
    }

    .msme-schemes-section .section-heading p {
        font-size: 14px;
    }

    .msme-scheme-card {
        min-height: auto;
        padding: 22px;
    }

    .msme-bottom-cta {
        padding: 21px;
    }

    .msme-bottom-buttons {
        flex-direction: column;
    }

    .msme-main-btn,
    .msme-outline-btn {
        width: 100%;
    }
}

.lead-management-section {
    background: #f6f8fb;
}

.lead-page-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    margin-bottom: 28px;
}

.lead-breadcrumb {
    color: #8a94a6;
    font-size: 13px;
    margin-bottom: 7px;
}

.lead-breadcrumb span {
    margin: 0 7px;
}

.lead-page-header h2 {
    font-size: 28px;
    font-weight: 700;
    color: #172033;
    margin: 0 0 5px;
}

.lead-page-header p {
    margin: 0;
    color: #7c8798;
    font-size: 14px;
}

.lead-add-btn {
    border-radius: 10px;
    padding: 11px 18px;
    font-weight: 600;
    box-shadow: 0 8px 20px rgba(13, 110, 253, .15);
}

.lead-add-btn svg {
    margin-right: 7px;
}


/* =================================
   STAT CARDS
================================= */

.lead-stat-card {
    background: #fff;
    border: 1px solid #edf0f5;
    border-radius: 16px;
    padding: 20px;
    display: flex;
    align-items: center;
    gap: 15px;
    height: 100%;
    transition: .25s ease;
}

.lead-stat-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 30px rgba(30, 50, 80, .08);
}

.lead-stat-icon {
    width: 52px;
    height: 52px;
    min-width: 52px;
    border-radius: 13px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
}

.lead-stat-icon.blue {
    background: #eaf2ff;
    color: #2878f0;
}

.lead-stat-icon.orange {
    background: #fff4df;
    color: #f59e0b;
}

.lead-stat-icon.green {
    background: #eaf9f0;
    color: #16a05d;
}

.lead-stat-icon.red {
    background: #fff0f0;
    color: #e34b4b;
}

.lead-stat-card span {
    display: block;
    font-size: 13px;
    color: #8993a4;
    margin-bottom: 4px;
}

.lead-stat-card h3 {
    font-size: 24px;
    margin: 0;
    color: #172033;
    font-weight: 700;
}


/* =================================
   LEAD LIST
================================= */

.lead-list-card {
    background: #fff;
    border: 1px solid #edf0f5;
    border-radius: 18px;
    display: grid;
}

.lead-list-header {
    padding: 22px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    border-bottom: 1px solid #edf0f5;
}

.lead-list-header h3 {
    font-size: 19px;
    margin: 0 0 4px;
    color: #172033;
}

.lead-list-header p {
    margin: 0;
    font-size: 13px;
    color: #8993a4;
}

.lead-filter-area {
    display: flex;
    gap: 10px;
}

.lead-search {
    position: relative;
}

.lead-search svg {
    position: absolute;
    left: 13px;
    top: 50%;
    transform: translateY(-50%);
    color: #98a1b0;
}

.lead-search input {
    width: 230px;
    height: 40px;
    padding: 0 14px 0 38px;
    border: 1px solid #e1e6ee;
    border-radius: 8px;
    outline: none;
    font-size: 13px;
}

.lead-filter-area .form-select {
    width: 150px;
    height: 40px;
    font-size: 13px;
    border-color: #e1e6ee;
}


/* =================================
   TABLE
================================= */

.lead-table thead th {
    background: #fafbfc;
    color: #7e899b;
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: .3px;
    padding: 15px 18px;
    border-bottom: 1px solid #edf0f5;
    white-space: nowrap;
}

.lead-table tbody td {
    padding: 16px 18px;
    border-color: #f0f2f6;
    color: #596579;
    font-size: 13px;
    white-space: nowrap;
}

.lead-user {
    display: flex;
    align-items: center;
    gap: 11px;
}

.lead-avatar {
    width: 42px;
    height: 42px;
    border-radius: 11px;
    background: #eaf2ff;
    color: #2878f0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
}

.lead-avatar.purple {
    background: #f1eaff;
    color: #7c3aed;
}

.lead-avatar.green {
    background: #e8f8ef;
    color: #159957;
}

.lead-user strong {
    display: block;
    color: #202a3b;
    font-size: 14px;
    margin-bottom: 2px;
}

.lead-user span,
.lead-user small {
    display: block;
    color: #8993a4;
    font-size: 11px;
}

.loan-type {
    background: #f1f5f9;
    color: #475569;
    padding: 5px 9px;
    border-radius: 6px;
    font-size: 12px;
}

.lead-status {
    display: inline-flex;
    align-items: center;
    padding: 5px 10px;
    border-radius: 30px;
    font-size: 11px;
    font-weight: 600;
}

.lead-status.new {
    background: #eaf2ff;
    color: #2878f0;
}

.lead-status.contacted {
    background: #fff5df;
    color: #d98b00;
}

.lead-status.converted {
    background: #eaf9f0;
    color: #159957;
}

.lead-actions {
    display: flex;
    justify-content: flex-end;
    gap: 6px;
}

.action-btn {
    width: 34px;
    height: 34px;
    border: 0;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #f6f8fb;
    color: #687386;
    transition: .2s;
}

.action-btn:hover {
    transform: translateY(-1px);
}

.action-btn.view:hover {
    background: #eaf2ff;
    color: #2878f0;
}

.action-btn.edit:hover {
    background: #fff5df;
    color: #d98b00;
}

.action-btn.delete:hover {
    background: #fff0f0;
    color: #e34b4b;
}


/* =================================
   PAGINATION
================================= */

.lead-pagination {
    padding: 17px 24px;
    border-top: 1px solid #edf0f5;
    display: flex;
    align-items: center;
    justify-content: space-between;
    color: #8993a4;
    font-size: 12px;
}

.page-btn {
    width: 34px;
    height: 34px;
    border: 1px solid #e4e8ef;
    background: #fff;
    border-radius: 7px;
    margin-left: 4px;
    color: #687386;
}

.page-btn.active,
.page-btn:hover {
    background: #0d6efd;
    border-color: #0d6efd;
    color: #fff;
}


/* =================================
   ADD LEAD MODAL
================================= */

.add-lead-modal {
    border: 0;
    border-radius: 18px;
    overflow: hidden;
}

.add-lead-modal .modal-header {
    padding: 22px 24px;
    border-bottom: 1px solid #edf0f5;
}

.add-lead-modal .modal-title {
    font-size: 20px;
    font-weight: 700;
    color: #172033;
}

.add-lead-modal .modal-header p {
    margin: 4px 0 0;
    color: #8993a4;
    font-size: 12px;
}

.add-lead-modal .modal-body {
    padding: 24px;
    max-height: 70vh;
    overflow-y: auto;
}

.lead-form-section {
    margin-bottom: 25px;
}

.lead-form-section:last-child {
    margin-bottom: 0;
}

.lead-form-section h6 {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    color: #172033;
    margin-bottom: 17px;
    padding-bottom: 10px;
    border-bottom: 1px solid #edf0f5;
}

.lead-form-section h6 svg {
    color: #0d6efd;
}

.lead-form-section label {
    display: block;
    margin-bottom: 7px;
    font-size: 12px;
    font-weight: 600;
    color: #4e596b;
}

.lead-form-section label span {
    color: #e34b4b;
}

.lead-form-section .form-control,
.lead-form-section .form-select {
    height: 43px;
    border-color: #e1e6ee;
    border-radius: 8px;
    font-size: 13px;
    box-shadow: none;
}

.lead-form-section textarea.form-control {
    height: auto;
    resize: vertical;
}

.lead-form-section .form-control:focus,
.lead-form-section .form-select:focus {
    border-color: #86b7fe;
    box-shadow: 0 0 0 3px rgba(13, 110, 253, .08);
}

.add-lead-modal .modal-footer {
    padding: 16px 24px;
    border-top: 1px solid #edf0f5;
}

.add-lead-modal .modal-footer .btn {
    border-radius: 8px;
    padding: 9px 18px;
    font-size: 13px;
}


/* =================================
   RESPONSIVE
================================= */

@media (max-width: 991px) {

    .lead-page-header {
        align-items: flex-start;
        flex-direction: column;
    }

    .lead-list-header {
        align-items: flex-start;
        flex-direction: column;
    }

    .lead-filter-area {
        width: 100%;
    }

    .lead-search {
        flex: 1;
    }

    .lead-search input {
        width: 100%;
    }

}

@media (max-width: 575px) {

    .lead-page-header h2 {
        font-size: 23px;
    }

    .lead-add-btn {
        width: 100%;
    }

    .lead-filter-area {
        flex-direction: column;
    }

    .lead-filter-area .form-select {
        width: 100%;
    }

    .lead-list-header,
    .lead-pagination {
        padding: 17px;
    }

    .lead-pagination {
        flex-direction: column;
        gap: 12px;
        align-items: flex-start;
    }

    .add-lead-modal .modal-body {
        padding: 18px;
    }

}
.table-responsive {
    overflow-x: auto;
    width: 100%;
}

.shell{display:grid;grid-template-columns:1fr 1fr;min-height:calc(100vh - 0px);}
 
  .form-side{display:flex;align-items:center;justify-content:center;padding:40px 24px;}
  .form-box{width:100%;max-width:625px;}
  .form-box .kicker{font-size:13px;font-weight:700;color:var(--royal);letter-spacing:.02em;margin-bottom:10px;}
  .form-box h1{font-size:30px;line-height:1.2;}
  .form-box .sub{font-size:15px;color:var(--muted);margin-top:10px;}
 
  .tabs{display:flex;background:var(--bg-soft);border-radius:10px;padding:4px;margin:28px 0 22px;}
  .tab{flex:1;text-align:center;padding:10px;border-radius:8px;font-size:14px;font-weight:700;color:var(--muted);cursor:pointer;transition:background .15s, color .15s;}
  .tab.active{background:#fff;color:var(--navy);box-shadow:var(--shadow-sm);}
 
  .field{margin-bottom:16px;}
  .field label{font-size:13.5px;font-weight:700;color:#000;display:block;margin-bottom:7px;}
 
  .row-between{display:flex;justify-content:space-between;align-items:center;font-size:13.5px;margin:4px 0 22px;}
  .remember{display:flex;align-items:center;gap:8px;color:var(--muted);}
  .remember input{accent-color:var(--royal);}
  .forgot{color:var(--royal);font-weight:700;}

  .resend{font-size:13px;color:var(--royal);font-weight:700;margin-top:14px;display:inline-block;}
 
  .divider{display:flex;align-items:center;gap:14px;margin:26px 0;color:var(--muted);font-size:13px;}
  .divider::before,.divider::after{content:'';flex:1;height:1px;background:var(--line);}
 
  .apply-note{background:var(--bg-soft);border-radius:12px;padding:16px 18px;text-align:center;font-size:14px;color:var(--muted);}
  .apply-note a{color:var(--royal);font-weight:700;}
 
  .trust-mini{display:flex;gap:18px;margin-top:30px;flex-wrap:wrap;}
  .trust-mini .tm-item{display:flex;align-items:center;gap:7px;font-size:12.5px;color:var(--muted);font-weight:600;}
  .trust-mini .tm-item .dot{width:20px;height:20px;border-radius:50%;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;}
 
  /* right illustration side */
  .art-side{position:relative;overflow:hidden;background:linear-gradient(155deg,var(--navy) 0%, var(--royal) 100%);}
  .art-glow{position:absolute;border-radius:50%;filter:blur(70px);}
 
  .art-content{position:relative;z-index:1;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:40px;}
  .art-content h2 {
    color: #fff;
    font-size: 26px;
    /* max-width: 340px; */
    line-height: 1.3;
    margin-bottom: 22px;
}
  .art-content p{color:rgba(255,255,255,.72);font-size:14.5px;margin-top:14px;max-width:320px;line-height:1.6;}
  .art-stats{display:flex;gap:28px;margin-top:38px;}
  .art-stats .as-num{font-family:'Manrope',sans-serif;font-weight:800;font-size:22px;color:#fff;}
  .art-stats .as-lbl{font-size:12px;color:rgba(255,255,255,.66);margin-top:4px;}
  .lock-badge {
    border: 1.5px dashed rgba(255,255,255,.4);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 30px;
    padding: 20px;
    background: #fff;
    border-radius: 10px;
}
 
  @media (max-width:992px){
    .shell{grid-template-columns:1fr;}
    .art-side{min-height:280px;order:-1;}
    .topbar .hint{display:none;}
  }

  .field{margin-bottom:16px;}
  .field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
  .field-row .field{margin-bottom:16px;}
  .field input, .field select{width:100%;border:1.5px solid var(--line);border-radius:10px;padding:13px 14px;font-size:14.5px;font-family:'Inter',sans-serif;background:var(--bg-soft);color:#000;}
  .field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%235C6478'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;}
  .field input:focus, .field select:focus{outline:2px solid var(--royal);outline-offset:1px;background:#fff;}


  .links > a,
.dropdown-toggle {
  position: relative;
  display: flex;
  align-items: center;
  gap: 6px;
  color: #202020;
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  padding: 28px 0;
  transition: color .3s ease;
}

.links > a:hover,
.dropdown-toggle:hover {
  color: var(--navy);
}


/* =========================
   DROPDOWN
========================= */

.nav-dropdown {
  position: relative;
  transition: 0.5s all;
}

.dropdown-toggle {
  border: 0;
  background: transparent;
  cursor: pointer;
  font-family: inherit;
}

.arrow {
  font-size: 16px;
  line-height: 1;
  transition: transform .3s ease;
}

.nav-dropdown:hover .arrow {
  transform: rotate(180deg);
}

.dropdown-menu {
    position: absolute;
    top: calc(100% - 1px);
    left: 50%;
    transform: translate(-50%, 15px);
    min-width: 230px;
    padding: 10px;
    background: #fff;
    border: 1px solid #eee;
    border-radius: 12px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, .10);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity .3s ease,
    transform .3s ease,
    visibility .3s ease;
    height: 350px;
    overflow-y: auto;
}

.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translate(-50%, 0);
  display: block;
}

.dropdown-menu a {
  display: block;
  padding: 11px 14px;
  color: #333;
  text-decoration: none;
  font-size: 14px;
  border-radius: 8px;
  transition: all 0.5s ease;
}

.dropdown-menu a:hover {
  background: #fff1f7;
  color: var(--navy);
  padding-left: 18px;
}


  /* filter chips */
  .filter-bar{display:flex;justify-content:center;flex-wrap:wrap;gap:10px;margin-top:30px;}
  .filter-chip{
    padding:10px 20px;border-radius:100px;font-size:14px;font-weight:700;color:var(--navy);
    background:#fff;border:1.5px solid var(--line);transition:all .15s ease;
  }
  .filter-chip:hover{border-color:var(--royal);color:var(--royal);}
  .filter-chip.active{background:var(--navy);border-color:var(--navy);color:#fff;}

  /* table section */
  .table-section{padding-top:20px;}
  .cc-table-wrap{
    background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow-sm);
  }
  table.cc-table{width:100%;border-collapse:collapse;}
  .cc-table thead th{
    background:var(--navy);color:#fff;text-align:left;padding:16px 18px;font-size:12.5px;
    font-weight:700;letter-spacing:.03em;text-transform:uppercase;white-space:nowrap;
  }
  .cc-table thead th:last-child{text-align:center;}
  .cc-table tbody tr{border-top:1px solid var(--line);transition:background .15s ease;}
  .cc-table tbody tr:hover{background:var(--bg-soft);}
  .cc-table tbody td{padding:18px;font-size:14px;color:var(--ink);vertical-align:top;}
  .cc-bank{display:flex;align-items:center;gap:10px;}
  .cc-bank .bank-badge{
    width:36px;height:36px;border-radius:9px;background:var(--royal-soft);color:var(--royal);
    display:flex;align-items:center;justify-content:center;font-family:'Manrope',sans-serif;font-weight:800;font-size:13px;flex-shrink:0;
  }
  .cc-bank .bank-name{font-size:12.5px;color:var(--muted);font-weight:600;}
  .cc-card-name{font-weight:700;color:var(--navy);font-size:14.5px;}
  .cc-card-name .tag-row{display:flex;gap:5px;flex-wrap:wrap;margin-top:6px;}
  .mini-tag{font-size:10.5px;font-weight:700;padding:3px 8px;border-radius:100px;white-space:nowrap;}
  .mini-tag.lf{background:var(--gold-soft);color:#8a6d1f;}
  .mini-tag.cb{background:var(--royal-soft);color:var(--royal-dark);}
  .mini-tag.rw{background:#EDEBFB;color:#5B45C4;}
  .mini-tag.tr{background:#FDE9EC;color:#C23A55;}
  .cc-fee-val{font-weight:700;color:var(--navy);}
  .cc-fee-note{font-size:11.5px;color:var(--muted);margin-top:2px;}
  .cc-benefit{font-size:13.5px;color:var(--ink);line-height:1.55;max-width:230px;}
  .cc-eligibility{font-size:13px;color:var(--muted);max-width:150px;line-height:1.5;}
  .cc-apply{text-align:center;}

  .table-note{display:flex;align-items:center;gap:8px;font-size:12.5px;color:var(--muted);margin-top:16px;}

  /* mobile: stacked cards */
  @media (max-width:860px){
    table.cc-table, table.cc-table thead, table.cc-table tbody, table.cc-table tr, table.cc-table td{display:block;width:100%;}
    .cc-table tbody tr {
        border: 1px solid var(--line);
        border-radius: 14px;
        margin: 14px;
        padding: 6px 4px;
        box-shadow: var(--shadow-sm);
        display: inline-flex;
    }
    .cc-table tbody tr:hover{background:#fff;}
    .cc-table tbody td{
      justify-content:space-between;align-items:flex-start;gap:14px;
      padding:12px 16px;border-top:1px solid var(--line);text-align:right;
    }
    .cc-table tbody td:first-child{border-top:none;}
    .cc-table tbody td::before{
      font-size:11.5px;font-weight:700;color:var(--muted);
      text-transform:uppercase;letter-spacing:.03em;text-align:left;flex-shrink:0;padding-top:2px;
    }
    /* .cc-bank, .cc-benefit, .cc-eligibility{text-align:right;margin-left:auto;} */
    .cc-card-name .tag-row{justify-content:flex-end;}
    .cc-apply{justify-content:flex-end;}
  }
.cc-final-cta{
    margin-top:60px;border-radius:24px;padding:56px 40px;text-align:center;
    background:linear-gradient(120deg,var(--navy) 0%,var(--royal) 100%);
  }
  .cc-final-cta h2{color:#fff;font-size:clamp(24px,3vw,32px);max-width:520px;margin:0 auto 14px;line-height:1.2;}
  .cc-final-cta p{color:rgba(255,255,255,.8);font-size:15.5px;margin-bottom:26px;}
  .cc-final-cta .btn-white{background:#fff;color:var(--royal);}
  .cc-final-cta .btn-white:hover{background:var(--royal-soft);}
  .whatsapp-float {
  position: fixed;
  right: 90px;
  bottom: 24px;
  width: 58px;
  height: 58px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  border-radius: 50%;
  text-decoration: none;
  font-size: 30px;
  z-index: 9999;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.20);
  transition: all 0.3s ease;
}
.whatsapp-float:hover {
  color: #fff;
  transform: translateY(-5px) scale(1.05);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.25);
}
/* WhatsApp pulse effect */
.whatsapp-float::before {
  content: "";
  position: absolute;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  border: 2px solid #25d366;
  animation: whatsapp-pulse 1.8s infinite;
}

@keyframes whatsapp-pulse {
  0% {
    transform: scale(1);
    opacity: 0.8;
  }

  70% {
    transform: scale(1.35);
    opacity: 0;
  }

  100% {
    transform: scale(1.35);
    opacity: 0;
  }
}
/* Mobile */
@media (max-width: 575px) {
  .whatsapp-float {
    width: 52px;
    height: 52px;
    bottom: 16px;
    font-size: 27px;
  }
}

/* =========================
   BACK TO TOP
========================= */

.back-to-top {
    position: fixed;
    right: 24px;
    bottom: 94px;
    width: 48px;
    height: 48px;
    border: none;
    border-radius: 50%;
    background: var(--navy);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transform: translateY(15px);
    transition: all 0.3s ease;
    z-index: 9999;
}

.back-to-top.show {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.back-to-top:hover {
    background: var(--navy);
    transform: translateY(-3px);
}

.back-to-top svg {
    width: 22px;
    height: 22px;
}

@media (max-width: 767px) {
    .back-to-top {
        width: 42px;
        height: 42px;
        right: 16px;
        bottom: 78px;
    }
}
/* =========================
   BANKER CAREER SECTION
========================= */

.banker-career-section {
  padding: 90px 0;
}


/* =========================
   HEADER
========================= */

.banker-career-header {
  max-width: 850px;
  margin: 0 auto 60px;
  text-align: center;
}

.banker-career-header .kicker {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 10px;

  margin-bottom: 16px;

  color: var(--navy);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.5px;
}

.banker-career-header .bar {
  width: 30px;
  height: 2px;
  background: var(--navy);
}

.banker-career-header h2 {
  margin: 0 0 12px;

  color: #202020;

  font-size: clamp(38px, 5vw, 58px);
  line-height: 1.15;
}

.banker-career-header h2 span {
  color: var(--navy);
}

.banker-career-header h3 {
  margin: 0 0 22px;

  color: #333;

  font-size: 24px;
  font-weight: 600;
}

.banker-career-header p {
  max-width: 760px;
  margin: 8px auto;

  color: #666;

  font-size: 16px;
  line-height: 1.8;
}


/* =========================
   CONTENT BLOCK
========================= */

.career-content-block {
  padding: 40px;

  background: #fff;

  border: 1px solid #eee;
  border-radius: 24px;

  box-shadow: 0 12px 40px rgba(0, 0, 0, .04);

  margin-bottom: 30px;
}


/* Block Heading */

.career-block-title,
.career-list-heading {
  display: flex;
  align-items: center;
  gap: 15px;

  margin-bottom: 30px;
}

.title-icon,
.list-icon {
  width: 52px;
  height: 52px;

  flex: 0 0 52px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 14px;

  background: #fff0f7;
  color: var(--navy);

  font-size: 20px;
}

.career-block-title > div > span,
.career-list-heading > div > span,
.career-apply-content > div > span {
  display: block;

  margin-bottom: 4px;

  color: var(--navy);

  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.3px;
}

.career-block-title h3,
.career-list-heading h3 {
  margin: 0;

  color: #222;

  font-size: 25px;
}


/* =========================
   BENEFITS GRID
========================= */

.career-benefits-grid {
  display: grid;

  grid-template-columns: repeat(4, 1fr);

  gap: 18px;
}

.career-benefit {
  padding: 25px;

  background: #fff;

  border: 1px solid #eee;
  border-radius: 16px;

  transition:
    transform .3s ease,
    box-shadow .3s ease,
    border-color .3s ease;
}

.career-benefit:hover {
  transform: translateY(-5px);

  border-color: rgba(69, 24, 230, 0.25);

  box-shadow: 0 15px 35px rgba(0, 0, 0, .07);
}

.benefit-icon {
  width: 45px;
  height: 45px;

  display: flex;
  align-items: center;
  justify-content: center;

  margin-bottom: 17px;

  border-radius: 12px;

  background: #f4f2ff;
  color: var(--navy);

  font-size: 18px;
}

.career-benefit h4 {
  margin: 0 0 8px;

  color: #222;

  font-size: 16px;
  line-height: 1.4;
}

.career-benefit p {
  margin: 0;

  color: #777;

  font-size: 13px;
  line-height: 1.65;
}


/* =========================
   TWO COLUMN
========================= */

.career-two-column {
  display: grid;

  grid-template-columns: 1fr 1fr;

  gap: 30px;

  margin-bottom: 30px;
}

.career-list-card {
  padding: 35px;

  background: #fff;

  border: 1px solid #eee;
  border-radius: 24px;

  box-shadow: 0 12px 40px rgba(0, 0, 0, .04);
}


/* Position List */

.career-position-list {
  list-style: none;

  margin: 0;
  padding: 0;

  display: grid;
  grid-template-columns: 1fr 1fr;

  gap: 13px;
}

.career-position-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;

  padding: 13px;

  border-radius: 10px;

  background: #fafafa;

  color: #444;

  font-size: 14px;
  line-height: 1.5;
}

.career-position-list li svg {
  flex: 0 0 17px;

  width: 17px;
  height: 17px;

  display: flex;
  align-items: center;
  justify-content: center;

  margin-top: 2px;

  border-radius: 50%;

  background: var(--navy);
  color: #fff;

  font-size: 8px;
}

.career-position-list small {
  display: block;

  color: #999;

  font-size: 11px;
}


/* =========================
   APPLY BOX
========================= */

.career-apply-box {
  position: relative;

  display: flex;
  align-items: center;
  justify-content: space-between;

  gap: 30px;

  padding: 35px 40px;

  border-radius: 22px;

  background:
    linear-gradient(
      135deg,
      var(--navy),
      #089095
    );

  overflow: hidden;
}

.career-apply-box::after {
  content: "";

  position: absolute;

  width: 260px;
  height: 260px;

  right: -100px;
  top: -130px;

  border: 1px solid rgba(255,255,255,.18);

  border-radius: 50%;
}

.career-apply-content {
  position: relative;
  z-index: 2;

  display: flex;
  align-items: center;
  gap: 18px;
}

.career-apply-icon {
  width: 55px;
  height: 55px;

  flex: 0 0 55px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 15px;

  background: rgba(255,255,255,.15);
  color: #fff;

  font-size: 21px;
}

.career-apply-content > div > span {
  color: rgba(255,255,255,.8);
}

.career-apply-content h3 {
  margin: 0 0 6px;

  color: #fff;

  font-size: 25px;
}

.career-apply-content p {
  max-width: 720px;

  margin: 0;

  color: rgba(255,255,255,.85);

  font-size: 14px;
  line-height: 1.6;
}

.career-apply-btn {
  position: relative;
  z-index: 2;

  flex: 0 0 auto;

  display: inline-flex;
  align-items: center;
  gap: 10px;

  padding: 14px 24px;

  background: #fff;
  color: var(--navy);

  border-radius: 10px;

  text-decoration: none;

  font-size: 14px;
  font-weight: 700;

  transition: .3s ease;
}

.career-apply-btn:hover {
  background: #fdf0f6;
  color: var(--navy);

  transform: translateY(-2px);
}


/* =========================
   TABLET
========================= */

@media (max-width: 1100px) {

  .career-benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

}


/* =========================
   MOBILE
========================= */

@media (max-width: 767px) {

  .banker-career-section {
    padding: 65px 0;
  }

  .banker-career-header {
    margin-bottom: 40px;
  }

  .banker-career-header h2 {
    font-size: 38px;
  }

  .banker-career-header h3 {
    font-size: 20px;
  }

  .banker-career-header p {
    font-size: 15px;
  }

  .career-content-block,
  .career-list-card {
    padding: 25px 20px;
    border-radius: 18px;
  }

  .career-benefits-grid {
    grid-template-columns: 1fr;
  }

  .career-two-column {
    grid-template-columns: 1fr;
  }

  .career-position-list {
    grid-template-columns: 1fr;
  }

  .career-apply-box {
    flex-direction: column;
    align-items: flex-start;

    padding: 30px 25px;
  }

  .career-apply-content {
    align-items: flex-start;
  }

  .career-apply-content h3 {
    font-size: 21px;
  }

  .career-apply-btn {
    width: 100%;
    justify-content: center;
  }

}
.card-heading {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 30px;
}

.card-icon {
  width: 48px;
  height: 48px;

  display: flex;
  align-items: center;
  justify-content: center;

  background: #f3f0ff;
  color: var(--gold);

  border-radius: 12px;
  font-size: 19px;
}

.card-heading h3 {
  margin: 0 0 4px;
  color: #222;
  font-size: 22px;
}

.card-heading p {
  margin: 0;
  color: #777;
  font-size: 13px;
}
.bank-security-note {
  display: flex;
  align-items: flex-start;
  gap: 13px;

  margin-top: 25px;
  padding: 16px;

  background: #f8faf9;

  border: 1px solid #e5eee8;
  border-radius: 10px;
}

.bank-security-note > i {
  color: #198754;
  font-size: 19px;
  margin-top: 2px;
}

.bank-security-note strong {
  display: block;

  margin-bottom: 3px;

  color: #333;
  font-size: 13px;
}

.bank-security-note p {
  margin: 0;

  color: #777;

  font-size: 12px;
  line-height: 1.5;
}


/* Step Actions */

.step-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;

  margin-top: 25px;
}
.mobile-submenu {
  max-height: 0;
  overflow: hidden;
  opacity: 0;

  transition:
    max-height .4s ease,
    opacity .3s ease;
}

.mobile-dropdown.open .mobile-submenu {
  max-height: 600px;
  opacity: 1;
}

.mobile-submenu a {
  display: block;

  padding: 11px 15px 11px 18px;

  color: #666;
  text-decoration: none;

  font-size: 14px;

  border-bottom: 1px solid #f1f1f1;

  transition: all .25s ease;
}

.mobile-submenu a:hover {
  color: var(--navy);
  padding-left: 24px;
  background: #fff7fa;
}
.mobile-actions {
  padding-top: 25px;
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.mobile-actions .login-link {
  padding: 14px 0;
}
@media (max-width: 992px) {
     nav.links {
        position: fixed;
        top: 72px;
        left: 0;
        right: auto;
        width: min(320px, 70%);
        height: 100vh;
        display: flex !important;
        flex-direction: column !important;
        padding: 0 10px 10px;
        background: #0c30a4;
        border: 0 ;
        box-shadow: 10px 0 35px rgba(0, 0, 0, 0.12);
        gap: 0;
        overflow-y: auto;
        overscroll-behavior: contain;
        transform: translateX(-100%);
        transition: transform 0.35s ease;
        z-index: 1000;
    }

    nav.links.active {
        transform: translateX(0);
    }

   nav.links a {
        width: 100%;
        padding: 15px 5px;
        border-bottom: 1px solid #edf0f5;
        color: #fff;
        text-decoration: none;
        font-size: 14px;
        font-weight: 500;
    }

    nav.links .dropdown-menu a {
        color: #0A2AA8;
    }
    .links {
        gap: 18px;
    }
    /* .nav-actions .login-link,
    .nav-actions .btn {
        display: none;
    } */
    
    .links {
        display: none;
    }
    .nav {
        padding: 10px 0;
    }

    

    .nav-dropdown.active .dropdown-menu {
        position: relative;
        top: 0;
        left: 0;
        transform: translate(0%, 0);
    }
    .nav-dropdown:hover .dropdown-menu {
        display: none;
    }
    .nav-dropdown {
        position: relative;
    }

    .nav-dropdown .dropdown-menu {
        display: none;
    }

    .nav-dropdown.active .dropdown-menu {
        display: block;
    }
    .values-grid {
        grid-template-columns: repeat(2,1fr);
    }
    .team-grid {
        grid-template-columns: repeat(2,1fr)
    }
    .stats-grid {
        grid-template-columns: repeat(2,1fr)
    }
    .cc-grid {
        grid-template-columns: repeat(2,1fr)
    }
    .cm-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    .cm-form {
        padding: 28px;
    }
    .ld-hero-grid {
        grid-template-columns: 1fr;
    }
    
}
 .menu-toggle.active span:nth-child(1) {
        transform: translateY(7px) rotate(45deg);
    }

    .menu-toggle.active span:nth-child(2) {
        opacity: 0;
        transform: scale(0);
    }

    .menu-toggle.active span:nth-child(3) {
        transform: translateY(-7px) rotate(-45deg);
    }
@media (max-width: 575px) {
  .logo-image {
        width: 152px;
        height: 28px;
        object-fit: cover;
    }
  .mobile-menu {
    width: 88%;
  }
  .values-grid {
        grid-template-columns: repeat(1,1fr);
    }
    .team-grid {
        grid-template-columns: repeat(1,1fr)
    }
    .stats-grid {
        grid-template-columns: repeat(1,1fr)
    }
    .mv-card {
        margin-bottom: 26px;
    }
    .cc-grid {
        grid-template-columns: repeat(1,1fr)
    }
}
.topbar {
    background: #009898;
    padding: 10px 0;
    color: #fff;
    font-size: 14px;
}

.topbar-list {
    display: flex;
    align-items: center;
    gap: 10px;
}

/* =========================
   TOP OFFER MARQUEE
========================= */

.top-offer-marquee {
    width: 100%;
    overflow: hidden;
    background: linear-gradient(90deg, #0b3da2, #009897, #d4ae45);
    color: #fff;
    white-space: nowrap;
    position: relative;
    z-index: 0;
}

.marquee-track {
    display: flex;
    width: max-content;
    animation: marqueeScroll 25s linear infinite;
}

.marquee-content {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 11px 35px;
    font-size: 14px;
    font-weight: 500;
}

.marquee-content strong {
    font-weight: 800;
}

.marquee-content span {
    font-weight: 500;
}

.marquee-content b {
    opacity: 0.7;
    font-weight: 400;
}

/* Right → Left */
@keyframes marqueeScroll {
    from {
        transform: translateX(0);
    }

    to {
        transform: translateX(-100%);
    }
}

/* Pause on hover */
.top-offer-marquee:hover .marquee-track {
    animation-play-state: paused;
}


/* =========================
   MOBILE
========================= */

@media (max-width: 767px) {

    .marquee-track {
        animation-duration: 18s;
    }

    .marquee-content {
        gap: 8px;
        padding: 9px 20px;
        font-size: 12px;
    }
}

/* ==============================
   INSURANCE TYPES
============================== */

.insurance-types {
    padding: 90px 0;
    background: #fff;
}

.insurance-section-heading {
    max-width: 700px;
    margin: 0 auto 50px;
    text-align: center;
}

.insurance-section-heading > span {
    display: inline-block;
    margin-bottom: 10px;
    color: #D4AF37;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.insurance-section-heading h2 {
    margin: 0 0 15px;
    color: #0A2AA8;
    font-size: clamp(30px, 4vw, 44px);
    line-height: 1.2;
    font-weight: 800;
}

.insurance-section-heading h2 strong {
    color: #0E8CBC;
}

.insurance-section-heading p {
    max-width: 600px;
    margin: 0 auto;
    color: #68738a;
    font-size: 15px;
    line-height: 1.7;
}


/* Insurance Card */
.insurance-card {
    background: #fff;
    border: 1px solid #e1e7f0;
    border-radius: 18px;
    transition: all 0.3s ease;
    display: grid;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 25px;
}

.insurance-card:hover {
    transform: translateY(-6px);
    border-color: #0E8CBC;
    box-shadow: 0 15px 40px rgba(10, 42, 168, 0.10);
}


/* Card Top */

.insurance-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
}


/* Icon */

.insurance-icon {
    width: 58px;
    height: 58px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    background: rgba(14, 140, 188, 0.10);
    color: #0A2AA8;
    font-size: 23px;
    transition: all 0.3s ease;
}

.insurance-card:hover .insurance-icon {
    background: #0A2AA8;
    color: #fff;
}


/* Number */

.insurance-number {
    color: rgba(10, 42, 168, 0.12);
    font-size: 32px;
    line-height: 1;
    font-weight: 800;
}


/* Card Heading */

.insurance-card h3 {
    margin: 0 0 12px;
    color: #0A2AA8;
    font-size: 23px;
    line-height: 1.3;
    font-weight: 700;
}


/* Card Description */

.insurance-card > p {
    margin: 0 0 22px;
    color: #68738a;
    font-size: 14px;
    line-height: 1.7;
}


/* Features */

.insurance-card ul {
    margin: 15px 0 25px;
    padding: 0;
    list-style: none;
}

.insurance-card ul li {
    display: flex;
    align-items: center;
    gap: 9px;
    margin-bottom: 12px;
    color: #526078;
    font-size: 14px;
    font-weight: 600;
}

.insurance-card ul li svg {
    /* width: 30px; */
    /* height: 30px; */
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    border-radius: 50%;
    background: rgba(14, 140, 188, 0.10);
    color: #0E8CBC;
    /* font-size: 9px; */
    padding: 5px;
}


/* Button */

.insurance-card-btn {
    width: 100%;
    min-height: 46px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    border: 1px solid #0A2AA8;
    border-radius: 8px;
    background: #fff;
    color: #0A2AA8;
    text-decoration: none;
    font-size: 13px;
    font-weight: 700;
    transition: all 0.3s ease;
}

.insurance-card-btn:hover {
    background: #0A2AA8;
    color: #fff;
    box-shadow: 0 8px 22px rgba(10, 42, 168, 0.20);
}

.insurance-card-btn svg {
    transition: transform 0.3s ease;
}

.insurance-card-btn:hover svg {
    transform: translateX(4px);
}


/* Featured Card */

.insurance-card.featured {
    border-color: rgba(14, 140, 188, 0.45);
    box-shadow: 0 12px 35px rgba(14, 140, 188, 0.10);
}


/* ==============================
   RESPONSIVE
============================== */

@media (max-width: 991px) {

    .insurance-types {
        padding: 70px 0;
    }

    .insurance-card {
        margin-bottom: 24px;
    }
}


@media (max-width: 767px) {

    .insurance-types {
        padding: 60px 0;
    }

    .insurance-section-heading {
        margin-bottom: 35px;
    }

    .insurance-section-heading h2 {
        font-size: 30px;
    }

    .insurance-section-heading p {
        font-size: 14px;
    }

    .insurance-card {
        margin-bottom: 18px;
    }

    .insurance-card > p {
        min-height: auto;
    }

    .insurance-card h3 {
        font-size: 21px;
    }
}

/* ==============================
   PARTNERS PAGE
============================== */

.partners-page {
    position: relative;
    padding: 90px 0;
    background: #f7f9fd;
    overflow: hidden;
}

.partners-page::before {
    content: "";
    position: absolute;
    width: 420px;
    height: 420px;
    top: -220px;
    left: -220px;
    border-radius: 50%;
    background: rgba(14, 140, 188, 0.07);
    pointer-events: none;
}

.partners-page::after {
    content: "";
    position: absolute;
    width: 350px;
    height: 350px;
    right: -180px;
    bottom: -180px;
    border-radius: 50%;
    background: rgba(10, 42, 168, 0.06);
    pointer-events: none;
}

.partners-page .container {
    position: relative;
    z-index: 2;
}


/* ==============================
   PAGE HEADING
============================== */

.partners-head {
    max-width: 760px;
    margin: 0 auto 55px;
    text-align: center;
}

.partners-kicker {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin-bottom: 14px;
    color: #D4AF37;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.6px;
}

.partners-kicker span {
    width: 28px;
    height: 2px;
    display: inline-block;
    background: #D4AF37;
}

.partners-head h2 {
    margin: 0 0 18px;
    color: #0A2AA8;
    font-size: clamp(32px, 4vw, 48px);
    line-height: 1.15;
    font-weight: 800;
}

.partners-head h2 strong {
    color: #0E8CBC;
}

.partners-head > p {
    max-width: 650px;
    margin: 0 auto;
    color: #68738a;
    font-size: 15px;
    line-height: 1.8;
}


/* ==============================
   PARTNER CATEGORIES
============================== */

.partners-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-bottom: 65px;
}

.partner-category {
    display: flex;
    align-items: flex-start;
    gap: 15px;
    padding: 25px 20px;
    background: #ffffff;
    border: 1px solid #e2e8f2;
    border-radius: 14px;
    transition: all 0.3s ease;
}

.partner-category:hover {
    transform: translateY(-5px);
    border-color: rgba(14, 140, 188, 0.45);
    box-shadow: 0 15px 35px rgba(10, 42, 168, 0.08);
}


/* Category Icon */

.partner-category-icon {
    width: 48px;
    height: 48px;
    flex: 0 0 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    background: rgba(14, 140, 188, 0.10);
    color: #0A2AA8;
    font-size: 19px;
    transition: all 0.3s ease;
}

.partner-category:hover .partner-category-icon {
    background: #0A2AA8;
    color: #ffffff;
}

.partner-category h3 {
    margin: 2px 0 7px;
    color: #0A2AA8;
    font-size: 17px;
    font-weight: 750;
}

.partner-category p {
    margin: 0;
    color: #68738a;
    font-size: 12px;
    line-height: 1.6;
}


/* ==============================
   VERIFIED PARTNERS
============================== */

.verified-partners {
    padding: 50px 40px;
    background: #ffffff;
    border: 1px solid #e1e7f0;
    border-radius: 20px;
}

.verified-head {
    max-width: 650px;
    margin: 0 auto 35px;
    text-align: center;
}

.verified-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    margin-bottom: 12px;
    padding: 6px 12px;
    border-radius: 30px;
    background: rgba(212, 175, 55, 0.12);
    color: #9b7a12;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1px;
}

.verified-head h2 {
    margin: 0 0 10px;
    color: #0A2AA8;
    font-size: 30px;
    font-weight: 800;
}

.verified-head p {
    margin: 0;
    color: #68738a;
    font-size: 14px;
    line-height: 1.7;
}


/* ==============================
   PARTNER LOGOS
============================== */

/* .partner-logos {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 18px;
} */

.partner-logo {
    min-height: 100px;
    display: flex !important;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    gap: 8px;
    padding: 20px;
    border: 1px solid #e5eaf2;
    border-radius: 12px;
    background: #ffffff;
    transition: all 0.3s ease;
    margin: 12px;
}

.partner-logo:hover {
    border-color: rgba(14, 140, 188, 0.4);
    box-shadow: 0 10px 25px rgba(10, 42, 168, 0.07);
}

.partner-logo img {
    max-width: 150px;
    max-height: 55px;
    width: auto;
    height: auto;
    object-fit: contain;
}

.partner-placeholder {
    color: #9aa5b8;
    border-style: dashed;
}

.partner-placeholder i {
    color: #0E8CBC;
    font-size: 22px;
}

.partner-placeholder span {
    font-size: 11px;
    font-weight: 600;
}


/* ==============================
   NOTE
============================== */

.partner-note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 25px;
    padding-top: 20px;
    border-top: 1px solid #edf0f5;
}

.partner-note i {
    color: #0E8CBC;
    font-size: 13px;
}

.partner-note p {
    margin: 0;
    color: #7b8495;
    font-size: 11px;
    text-align: center;
}


/* ==============================
   RESPONSIVE
============================== */

@media (max-width: 1100px) {

    .partners-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .partner-logos {
        grid-template-columns: repeat(4, 1fr);
    }
}


@media (max-width: 767px) {

    .partners-page {
        padding: 65px 0;
    }

    .partners-head {
        margin-bottom: 40px;
    }

    .partners-head h1 {
        font-size: 31px;
    }

    .partners-head > p {
        font-size: 14px;
    }

    .partners-grid {
        grid-template-columns: 1fr;
        gap: 15px;
        margin-bottom: 45px;
    }

    .partner-category {
        padding: 20px;
    }

    .verified-partners {
        padding: 30px 18px;
    }

    .verified-head h2 {
        font-size: 25px;
    }

    .partner-logos {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }

    .partner-logo {
        min-height: 85px;
        padding: 15px;
    }

    .partner-logo img {
        max-width: 120px;
        max-height: 45px;
    }
}


@media (max-width: 400px) {

    .partner-logos {
        grid-template-columns: 1fr;
    }
}


  /* hero */
  .ld-hero{background:linear-gradient(180deg,var(--bg-soft) 0%, var(--white) 100%);padding:52px 0 0;}
  .breadcrumb{font-size:13px;color:var(--muted);font-weight:600;margin-bottom:20px;}
  .breadcrumb a{color:var(--royal);}
  .ld-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start;padding-bottom:0;}
  .ld-badge-row{display:flex;align-items:center;gap:14px;margin-bottom:18px;}
  .ld-badge-row .icon-wrap{width:56px;height:56px;border-radius:15px;}
  .ld-hero h1{font-size:clamp(30px,3.8vw,44px);line-height:1.1;letter-spacing:-.01em;}
  .ld-hero .sub{font-size:16.5px;color:var(--muted);margin-top:14px;max-width:480px;line-height:1.6;}
  .ld-ctas{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap;}
 
  .quick-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px;padding-bottom:0;}
  .qf-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;text-align:center;}
  .qf-card .qf-val{font-family:'Manrope',sans-serif;font-weight:800;color:var(--navy);font-size:19px;}
  .qf-card .qf-lbl{font-size:12px;color:var(--muted);margin-top:5px;}
    .hero-art img {
    margin: auto;
    border-radius: 22px;
    width: 280px;
    height: 500px;
    object-fit: cover;
}
  .ld-summary-card{background:linear-gradient(160deg,var(--navy) 0%,var(--royal) 100%);border-radius:22px;position:sticky;top:100px;}
  .ld-summary-card img{border-radius: 22px;}
  .ld-summary-card h3{color:#fff;font-size:18px;}
  .ld-summary-list{display:flex;flex-direction:column;margin-top:18px;}
  .ld-summary-row{display:flex;justify-content:space-between;padding:13px 0;border-top:1px solid rgba(255,255,255,.16);font-size:14px;}
  .ld-summary-row:first-child{border-top:none;}
  .ld-summary-row .k{color:rgba(255,255,255,.7);}
  .ld-summary-row .v{font-weight:700;}
  .ld-summary-card .btn{width:100%;margin-top:22px;}
  .ld-summary-note{font-size:12px;color:rgba(255,255,255,.65);margin-top:14px;line-height:1.5;text-align:center;}
 
  /* rates table */
  .rates-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;}
  .rates-table th{background:var(--navy);color:#fff;text-align:left;padding:15px 20px;font-size:13px;font-weight:700;}
  .rates-table td{padding:15px 20px;font-size:14.5px;border-top:1px solid var(--line);color:var(--ink);}
  .rates-table tr:first-of-type td{border-top:none;}
  .rates-table td.v{font-weight:700;color:var(--navy);}
 
  /* eligibility + documents */
  .two-col{display:grid;grid-template-columns:1fr 1fr;gap:22px;}
  .list-card{background:var(--bg-soft);border-radius:16px;padding:28px;}
  .list-card h3{font-size:17px;margin-bottom:18px;}
  .check-item{display:flex;align-items:center;gap:12px;padding:11px 0;border-top:1px solid var(--line);font-size:14.5px;color:var(--ink);}
  .check-item:first-of-type{border-top:none;}
  .check-item .ci{width:22px;height:22px;border-radius:50%;background:var(--royal-soft);color:var(--royal-dark);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
 
  /* related */
  .explore-related-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;}
  .rel-card{border:1px solid var(--line);border-radius:14px;transition:box-shadow .2s ease, transform .2s ease;}
  .rel-card:hover{box-shadow:var(--shadow-sm);transform:translateY(-3px);}
  .rel-card h4{font-size:15px;margin-top:12px;}
  .rel-card .rate{font-size:12.5px;color:var(--royal-dark);font-weight:700;margin-top:6px;}

  /* coverage highlights */
  .feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
  .feat-card{padding:26px;border:1px solid var(--line);border-radius:16px;}
  .feat-card h4{font-size:16px;margin-top:16px;}
  .feat-card p{font-size:13.5px;color:var(--muted);margin-top:8px;line-height:1.55;}
 
  /* plan comparison */
  .plans-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch;}
  .plan-card{border:1.5px solid var(--line);border-radius:20px;padding:30px;display:flex;flex-direction:column;background:#fff;}
  .plan-card.featured{border-color:var(--royal);box-shadow:var(--shadow);position:relative;}
  .plan-tag{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--gold);color:var(--navy-deep);font-size:11.5px;font-weight:800;padding:5px 16px;border-radius:100px;}
  .plan-name{font-size:19px;}
  .plan-price{font-family:'Manrope',sans-serif;font-weight:800;font-size:30px;color:var(--navy);margin:10px 0 2px;}
  .plan-price span{font-size:14px;font-weight:600;color:var(--muted);}
  .plan-desc{font-size:13.5px;color:var(--muted);margin-bottom:20px;}
  .plan-feats{display:flex;flex-direction:column;gap:11px;margin-bottom:24px;flex-grow:1;}
  .plan-feats .pf{display:flex;align-items:flex-start;gap:9px;font-size:13.5px;color:var(--ink);}
  .plan-feats .pf .ci{width:18px;height:18px;border-radius:50%;background:var(--royal-soft);color:var(--royal-dark);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px;}
 
  .story-art {
    position: relative;
    min-height: 480px;
    border-radius: 24px;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
}

.story-image {
    width: 100%;
    height: 480px;
    object-fit: cover;
    border-radius: 24px;
    display: block;
}

/* Image overlay */
.story-art::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(0, 0, 0, 0.05),
        rgba(0, 0, 0, 0.25)
    );
    border-radius: 24px;
    pointer-events: none;
}

/* Glow */
.story-art .glow {
    position: absolute;
    width: 140px;
    height: 140px;
    border-radius: 50%;
    filter: blur(45px);
    opacity: .45;
    z-index: 1;
}

.story-art .g1 {
    background: var(--navy);
    top: -40px;
    left: -40px;
}

.story-art .g2 {
    background: #18b981;
    right: -40px;
    bottom: -40px;
}

/* Badges */
.story-art .badge {
    position: absolute;
    z-index: 3;
    background: rgba(255, 255, 255, 0.95);
    padding: 16px 22px;
    border-radius: 14px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.15);
    min-width: 150px;
}

.story-art .badge .num {
    font-size: 26px;
    font-weight: 700;
    line-height: 1.2;
}

.story-art .badge .lbl {
    font-size: 13px;
    color: #666;
    margin-top: 4px;
}

.story-art .b1 {
    top: 45px;
    left: 30px;
}

.story-art .b2 {
    right: 30px;
    bottom: 45px;
}

@media (max-width: 992px) {
    .ld-hero-grid {
        grid-template-columns: 1fr;
    }
    .feat-grid {
        grid-template-columns: repeat(2,1fr);
    }
    .plans-grid {
        grid-template-columns: repeat(2,1fr);
    }
    .two-col {
        grid-template-columns: 1fr;
    }
    .related-grid {
       grid-template-columns: repeat(2,1fr);
    }
    .explore-related-grid {
       grid-template-columns: repeat(2,1fr);
    }
    .art-side {
        display: none;
    }
    .topbar-list {
        flex-wrap: wrap;
    }

}
@media (max-width: 575px) {
    .feat-grid {
        grid-template-columns: repeat(1,1fr);
    }
    .plans-grid {
        grid-template-columns: repeat(1,1fr);
    }
    .related-grid {
       grid-template-columns: repeat(1,1fr);
    }
    .explore-related-grid {
       grid-template-columns: repeat(1,1fr);
    }
    .field-row {
        grid-template-columns: repeat(1,1fr);
    }
}

/* ===== HERO ===== */
  .p-hero{
    background:linear-gradient(120deg,var(--navy-deep) 0%, var(--navy) 45%, var(--royal) 100%);
    padding:64px 0 40px;position:relative;overflow:hidden;z-index: 0;
  }
  .p-hero-blob{position:absolute;border-radius:50%;filter:blur(70px);z-index: -1;}
  .p-hero-blob.b1{width:340px;height:340px;background:rgba(212,175,55,.3);top:-100px;right:10%;}
  .p-hero-blob.b2{width:260px;height:260px;background:rgba(255,255,255,.12);bottom:-100px;left:5%;}
  .p-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;position:relative;z-index:1;}
  .p-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:700;color:#E8C766;background:rgba(212,175,55,.14);border:1px solid rgba(212,175,55,.35);padding:8px 16px;border-radius:100px;margin-bottom:22px;}
  .p-hero h1{color:#fff;font-size:clamp(32px,4.2vw,48px);line-height:1.1;letter-spacing:-.01em;}
  .p-hero .sub2{color:#E8C766;font-size:clamp(16px,2vw,20px);font-weight:700;margin-top:12px;}
  .p-hero .lead{color:rgba(255,255,255,.78);font-size:16px;margin-top:18px;max-width:480px;line-height:1.65;}
  .p-hero-ctas{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap;}
 
  /* hero art */
  .p-hero-art{position:relative;height:380px;}
  .art-shield{
    position:absolute;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.22);
    border-radius:26px;display:flex;align-items:center;justify-content:center;backdrop-filter:blur(4px);
  }
  .art-shield.main{width:170px;height:170px;top:50%;left:50%;transform:translate(-50%,-50%);border-radius:50%;background:rgba(255,255,255,.1);}
  .art-shield.s1{width:78px;height:78px;top:16px;left:30px;}
  .art-shield.s2{width:64px;height:64px;bottom:26px;right:20px;}
  .art-shield.s3{width:56px;height:56px;top:40%;right:0;}
 
  .earn-card{
    position:absolute;top:8px;right:36px;background:#fff;border-radius:14px;box-shadow:var(--shadow-sm);
    padding:14px 16px;width:168px;
  }
  .earn-card .ec-lbl{font-size:11px;color:var(--muted);font-weight:600;}
  .earn-card .ec-val{font-family:'Manrope',sans-serif;font-weight:800;color:var(--navy);font-size:18px;margin-top:2px;}
  .earn-card svg{margin-top:8px;}
 
  .coin-stack{position:absolute;bottom:10px;left:20px;display:flex;flex-direction:column-reverse;align-items:center;}
  .coin{
    width:70px;height:22px;border-radius:50%;
    background:linear-gradient(180deg,var(--gold-light),var(--gold));
    box-shadow:0 3px 0 rgba(0,0,0,.12);
    margin-top:-11px;
    display:flex;align-items:center;justify-content:center;
  }
  .coin:last-child{margin-top:0;}
  .coin span{color:#5c470f;font-weight:800;font-size:11px;font-family:'Manrope',sans-serif;}
  .coin-label{margin-top:14px;background:#fff;border-radius:10px;padding:8px 14px;box-shadow:var(--shadow-sm);font-size:12px;font-weight:700;color:var(--navy);}
 
  /* commission strip */
  .comm-strip{margin-top:44px;position:relative;z-index:1;}
  .comm-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;}
  .comm-chip{background:#fff;border-radius:16px;box-shadow:var(--shadow);padding:18px 16px;display:flex;align-items:center;gap:12px;}
  .comm-chip .cc-ic{width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .comm-chip .cc-val{font-family:'Manrope',sans-serif;font-weight:800;color:var(--navy);font-size:16px;}
  .comm-chip .cc-lbl{font-size:11.5px;color:var(--muted);margin-top:1px;}
 
  /* ===== PARTNER OPPORTUNITIES ===== */
  .opp-section{padding-top:120px;}
  .opp-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
  .opp-card{border:1px solid var(--line);border-radius:18px;padding:26px;transition:box-shadow .2s ease, transform .2s ease, border-color .2s ease;}
  .opp-card:hover{box-shadow:var(--shadow-sm);transform:translateY(-3px);border-color:transparent;}
  .opp-card h3{font-size:17px;margin-top:16px;}
  .opp-card .opp-comm{font-size:12.5px;font-weight:700;color:var(--royal-dark);background:var(--royal-soft);padding:5px 11px;border-radius:100px;display:inline-block;margin-top:8px;}
  .opp-card ul{margin-top:14px;display:flex;flex-direction:column;gap:9px;}
  .opp-card li{font-size:13px;color:var(--muted);line-height:1.5;padding-left:16px;position:relative;}
  .opp-card li::before{content:'';position:absolute;left:0;top:7px;width:5px;height:5px;border-radius:50%;background:var(--gold);}
 
  /* ===== EARNINGS TABLE ===== */
  .earn-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;}
  .earn-table th{background:var(--navy);color:#fff;text-align:left;padding:15px 20px;font-size:12.5px;font-weight:700;letter-spacing:.02em;text-transform:uppercase;}
  .earn-table td{padding:15px 20px;font-size:14px;border-top:1px solid var(--line);color:var(--ink);}
  .earn-table tr:first-of-type td{border-top:none;}
  .earn-table td.strong{font-weight:700;color:var(--navy);}
  .earn-table td.payout{color:var(--royal-dark);font-weight:800;}
  .earn-note{font-size:12.5px;color:var(--muted);margin-top:14px;font-style:italic;}
 
  /* ===== REGISTRATION ===== */
  .reg-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:44px;align-items:start;}
  .reg-side h3{font-size:22px;}
  .reg-side p{font-size:15px;color:var(--muted);margin-top:12px;line-height:1.65;max-width:420px;}
  .quote-card{background:var(--bg-soft);border-radius:16px;padding:24px;margin-top:28px;}
  .quote-card .stars{color:var(--gold);font-size:14px;margin-bottom:12px;}
  .quote-card p{font-style:italic;color:var(--ink);font-size:14.5px;line-height:1.6;}
  .quote-person{display:flex;align-items:center;gap:12px;margin-top:16px;}
  .quote-avatar{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px;font-family:'Manrope',sans-serif;}
  .quote-name{font-weight:700;font-size:13.5px;color:var(--navy);}
  .quote-role{font-size:12px;color:var(--muted);}
 
  .reg-form{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:34px;}
  .reg-form h3{font-size:19px;}
  .reg-form > p{font-size:13.5px;color:var(--muted);margin-top:6px;}
  .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px;}
  .field{display:flex;flex-direction:column;gap:7px;}
  .field.full{grid-column:1/-1;}
  .field label{font-size:13px;font-weight:700;color:var(--navy);}
  .field input, .field select{border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;font-size:14px;font-family:'Inter',sans-serif;background:var(--bg-soft);color:var(--ink);}
  .field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%235C6478'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;}
  .field input:focus, .field select:focus{outline:2px solid var(--royal);outline-offset:1px;background:#fff;}
  .reg-form .btn{margin-top:22px;}
  .reg-consent{font-size:11.5px;color:var(--muted);margin-top:14px;line-height:1.5;text-align:center;}

  @media (max-width:992px) {
    .opp-grid {
        grid-template-columns: repeat(2,1fr);
    }
  }
  @media (max-width:575px) {
    .opp-grid {
        grid-template-columns: repeat(1,1fr);
    }
    .comm-row {
        grid-template-columns: repeat(2,1fr);
    }
  }

  /* modal */
  .modal-overlay{
    display:none;position:fixed;inset:0;background:rgba(6,27,106,.5);z-index:200;
    align-items:center;justify-content:center;padding:24px;
  }
  .modal-overlay.open{display:flex;}
  .lead-modal{background:#fff;border-radius:20px;max-width:520px;width:100%;max-height:88vh;overflow-y:auto;box-shadow:var(--shadow);}
  .modal-head{background:linear-gradient(135deg,var(--navy),var(--royal));border-radius:20px 20px 0 0;padding:26px 28px;color:#fff;position:relative;}
  .modal-close{position:absolute;top:18px;right:18px;width:30px;height:30px;border-radius:50%;background:rgba(255,255,255,.15);color:#fff;display:flex;align-items:center;justify-content:center;}
  .modal-close:hover{background:rgba(255,255,255,.28);}
  .modal-user{display:flex;align-items:center;gap:14px;}
  .modal-avatar{width:52px;height:52px;border-radius:50%;background:rgba(255,255,255,.18);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:18px;font-family:'Manrope',sans-serif;flex-shrink:0;border:2px solid rgba(255,255,255,.3);}
  .modal-user h3{color:#fff;font-size:18px;}
  .modal-user .mu-sub{font-size:13px;color:rgba(255,255,255,.8);margin-top:3px;}
  .modal-body{padding:26px 28px;}
  .modal-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:22px;}
  .modal-field{background:var(--bg-soft);border-radius:10px;padding:12px 14px;}
  .modal-field.full{grid-column:1/-1;}
  .modal-field .mf-lbl{font-size:11px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.02em;}
  .modal-field .mf-val{font-size:14px;font-weight:700;color:var(--navy);margin-top:3px;}
  .modal-status-row{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px;}
  .modal-status-row label{font-size:13px;font-weight:700;color:var(--navy);}
  .modal-status-row select{border:1.5px solid var(--line);border-radius:9px;padding:9px 28px 9px 12px;font-size:13px;font-weight:700;color:var(--navy);background:var(--bg-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%235C6478'/%3E%3C/svg%3E") no-repeat right 12px center;appearance:none;-webkit-appearance:none;}
  .modal-notes{font-size:11px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.02em;margin-bottom:10px;}
  .modal-body .timeline{display:flex;flex-direction:column;gap:14px;}
  .modal-body .timeline:before {
    display: none;
  }
  .modal-body .tl-dot{width:9px;height:9px;border-radius:50%;background:var(--royal);margin-top:5px;flex-shrink:0;position: relative;border: none;}
  .modal-body .tl-item .tl-txt{font-size:13.5px;color:var(--ink);}
  .modal-body .tl-item .tl-time{font-size:11.5px;color:var(--muted);margin-top:2px;}
  .modal-actions{display:flex;gap:10px;margin-top:24px;}
  .modal-actions .btn{flex:1;}
  .modal-body .tl-item {
    display: flex;
    gap: 12px;
    padding: 0;
    margin-bottom: 0;
}
 
  @media (max-width:1080px){
    .stat-row{grid-template-columns:repeat(2,1fr);}
  }
  @media (max-width:860px){
    .app-shell{grid-template-columns:1fr;}
    .sidebar{position:static;height:auto;flex-direction:row;align-items:center;overflow-x:auto;padding:14px 16px;}
    .sb-brand{margin-bottom:0;margin-right:16px;}
    .sb-nav{flex-direction:row;}
    .sb-section-lbl{display:none;}
    .sb-logout{margin-top:0;margin-left:10px;padding-top:0;border-top:none;}
    .main{padding:20px 16px 40px;}
  }
  @media (max-width:560px){
    .stat-row{grid-template-columns:1fr 1fr;}
    .modal-grid{grid-template-columns:1fr;}
  }

 

  /* =================================
   CREDIT SCORE SECTION
================================= */

.credit-score-section {
    padding: 90px 0;
}

.credit-score-box {
    position: relative;
    overflow: hidden;
    padding: 65px;
    border-radius: 30px;
    background: linear-gradient(135deg, #101828 0%, #172554 100%);
    color: #fff;
}

.credit-content {
    position: relative;
    z-index: 2;
}

.credit-content .kicker {
    display: flex;
    align-items: center;
    gap: 10px;
    color: #fff;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1.5px;
    margin-bottom: 18px;
}

.credit-content .bar {
    width: 35px;
    height: 3px;
    background: var(--navy);
    display: inline-block;
}

.credit-content h2 {
    max-width: 650px;
    font-size: 44px;
    line-height: 1.15;
    margin-bottom: 20px;
    color: #fff;
}

.credit-content h2 span {
    display: block;
    color: #8ee6c1;
}

.credit-content > p {
    max-width: 620px;
    color: rgba(255,255,255,.72);
    font-size: 16px;
    line-height: 1.8;
    margin-bottom: 28px;
}


/* Points */

.credit-points {
    display: flex;
    flex-wrap: wrap;
    gap: 18px;
    margin-bottom: 32px;
}

.credit-point {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    min-width: 210px;
}

.credit-point > span {
    width: 24px;
    height: 24px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(142,230,193,.15);
    color: #8ee6c1;
    font-size: 13px;
}

.credit-point strong {
    display: block;
    font-size: 14px;
    margin-bottom: 3px;
}

.credit-point small {
    display: block;
    color: rgba(255,255,255,.55);
    font-size: 12px;
}


/* Button */

.credit-btn {
    display: inline-flex;
    align-items: center;
    gap: 15px;
    padding: 14px 22px;
    border-radius: 10px;
    background: var(--navy);
    color: #fff;
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    transition: .3s ease;
}

.credit-btn span {
    font-size: 20px;
    line-height: 1;
}

.credit-btn:hover {
    transform: translateY(-2px);
    background: var(--navy);
    color: #fff;
}


/* =================================
   SCORE VISUAL
================================= */

.credit-visual {
    position: relative;
    min-height: 390px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.score-card {
    width: 330px;
    padding: 25px;
    border-radius: 24px;
    background: rgba(255,255,255,.10);
    border: 1px solid rgba(255,255,255,.15);
    backdrop-filter: blur(15px);
    box-shadow: 0 25px 60px rgba(0,0,0,.25);
}

.score-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 20px;
}

.score-card-top > span:first-child {
    color: rgba(255,255,255,.7);
    font-size: 14px;
}

.score-status {
    padding: 5px 10px;
    border-radius: 20px;
    background: rgba(142,230,193,.15);
    color: #8ee6c1;
    font-size: 11px;
}


/* Circle */

.score-circle {
    width: 180px;
    height: 180px;
    margin: 10px auto 25px;
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;

    background:
        radial-gradient(
            circle,
            #172554 58%,
            transparent 59%
        );

    border: 10px solid #8ee6c1;
    box-shadow: 0 0 0 8px rgba(142,230,193,.08);
}

.score-number {
    font-size: 42px;
    font-weight: 800;
    line-height: 1;
}

.score-label {
    margin-top: 7px;
    color: #8ee6c1;
    font-size: 13px;
}


/* Range */

.score-range {
    margin-bottom: 20px;
}

.range-line {
    height: 7px;
    border-radius: 10px;
    background: linear-gradient(
        90deg,
        #ef4444 0%,
        #f59e0b 45%,
        #8ee6c1 75%,
        #22c55e 100%
    );
}

.range-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 6px;
    color: rgba(255,255,255,.45);
    font-size: 11px;
}


/* Footer */

.score-footer {
    display: flex;
    justify-content: space-between;
    padding-top: 15px;
    border-top: 1px solid rgba(255,255,255,.1);
    color: rgba(255,255,255,.6);
    font-size: 12px;
}

.score-footer strong {
    color: #8ee6c1;
}


/* Floating Card */

.score-floating-card {
    position: absolute;
    right: -5px;
    bottom: 25px;
    display: flex;
    align-items: center;
    gap: 10px;
    max-width: 230px;
    padding: 14px 16px;
    border-radius: 14px;
    background: #fff;
    color: #172554;
    box-shadow: 0 15px 40px rgba(0,0,0,.25);
}

.check-icon {
    width: 32px;
    height: 32px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #e8faf2;
    color: #16a36c;
    font-weight: 700;
}

.score-floating-card strong {
    display: block;
    font-size: 13px;
}

.score-floating-card small {
    display: block;
    margin-top: 3px;
    color: #777;
    font-size: 10px;
}


/* =================================
   RESPONSIVE
================================= */

@media (max-width: 991px) {

    .credit-score-box {
        padding: 45px 30px;
    }

    .credit-content h2 {
        font-size: 36px;
    }

    .credit-visual {
        margin-top: 45px;
    }
}

@media (max-width: 575px) {

    .credit-score-section {
        padding: 60px 0;
    }

    .credit-score-box {
        padding: 35px 20px;
        border-radius: 22px;
    }

    .credit-content h2 {
        font-size: 30px;
    }

    .credit-points {
        display: block;
    }

    .credit-point {
        margin-bottom: 15px;
    }

    .score-card {
        width: 100%;
        max-width: 300px;
    }

    .score-circle {
        width: 155px;
        height: 155px;
    }

    .score-number {
        font-size: 36px;
    }

    .score-floating-card {
        right: 0;
        bottom: 5px;
    }
}

/* blog grid */
  .blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:44px;}
  .post-card{border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:box-shadow .2s ease, transform .2s ease;background:#fff;text-decoration:none;color:inherit;display:flex;flex-direction:column; margin-bottom:20px;}
  .post-card:hover{box-shadow:var(--shadow);transform:translateY(-4px);}
  .post-body{padding:22px;}
  .post-body h3{font-size:17px;line-height:1.32;}
  .post-body p{font-size:13.5px;color:var(--muted);margin-top:10px;line-height:1.55;}
  /* thumbnail placeholders (gradient + icon, no external images) */
  .thumb{position:relative;border-radius:16px 16px 0 0;overflow:hidden;aspect-ratio:16/10;display:flex;align-items:center;justify-content:center;}
  .thumb svg{opacity:.92;}
  .thumb.t1{background:linear-gradient(135deg,var(--navy),var(--royal));}
  .thumb.t2{background:linear-gradient(135deg,var(--royal-dark),var(--royal));}
  .thumb.t3{background:linear-gradient(135deg,var(--gold),#8a6d1f);}
  .thumb.t4{background:linear-gradient(135deg,var(--navy-deep),var(--navy));}
  .thumb.t5{background:linear-gradient(140deg,#5B45C4,var(--navy));}
  .thumb.t6{background:linear-gradient(135deg,var(--royal),var(--gold));}
  .cat-tag{position:absolute;top:14px;left:14px;background:rgba(255,255,255,.92);color:var(--navy);font-size:11px;font-weight:800;letter-spacing:.03em;text-transform:uppercase;padding:5px 12px;border-radius:100px;}
  .post-meta{display:flex;align-items:center;gap:14px;margin-top:20px;font-size:12.5px;color:var(--muted);font-weight:600;}
  .post-meta .avatar{width:26px;height:26px;border-radius:50%;background:var(--royal);color:#fff;display:flex;align-items:center;justify-content:center;font-size:10.5px;font-weight:700;font-family:'Manrope',sans-serif;}
  .hero-grid {
    display: grid !important;
    grid-template-columns: repeat(2,1fr);
}
.hero-thumb{
    margin-bottom:36px;
    border-radius:20px;
    overflow:hidden;
    background:linear-gradient(135deg,var(--navy),var(--royal));
    display:flex;align-items:center;justify-content:center;
  }
 
  /* layout: article + sidebar */
  .article-layout{display:grid;grid-template-columns:1fr 300px;gap:56px;max-width:1000px;margin:0 auto;align-items:start;}
 
  .article-body{max-width:660px;}
  .article-body > * + *{margin-top:20px;}
  .article-body h2{font-size:24px;margin-top:40px;line-height:1.28;}
  .article-body h3{font-size:19px;margin-top:30px;}
  .article-body p{font-size:16.5px;color:var(--ink);line-height:1.8;}
  .article-body ul{display:flex;flex-direction:column;gap:12px;margin-top:16px;}
  .article-body ul li{display:flex;gap:10px;font-size:16px;line-height:1.6;color:var(--ink);padding-left:0;}
  .article-body ul li .li-dot{width:6px;height:6px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:9px;}
 
  .pull-quote{
    border-left:3px solid var(--gold);padding:6px 0 6px 24px;margin:32px 0;
  }
  .pull-quote p{font-family:'Manrope',sans-serif;font-size:20px;font-weight:700;color:var(--navy);line-height:1.4;}
 
  .callout{background:var(--royal-soft);border-radius:14px;padding:22px 24px;display:flex;gap:14px;align-items:flex-start;}
  .callout .co-ic{width:34px;height:34px;border-radius:9px;background:#fff;color:var(--royal-dark);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .callout p{font-size:14.5px;color:var(--navy);line-height:1.6;}
  .callout strong{display:block;font-size:14.5px;margin-bottom:4px;}
 
  .elig-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-top:16px;}
  .elig-table th{background:var(--navy);color:#fff;text-align:left;padding:13px 18px;font-size:12.5px;font-weight:700;letter-spacing:.02em;text-transform:uppercase;}
  .elig-table td{padding:13px 18px;font-size:14.5px;border-top:1px solid var(--line);color:var(--ink);}
  .elig-table tr:first-of-type td{border-top:none;}
  .elig-table td.v{font-weight:700;color:var(--navy);}
 
  .article-cta{background:linear-gradient(120deg,var(--navy),var(--royal));border-radius:16px;padding:28px 30px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:32px;}
  .article-cta h4{color:#fff;font-size:18px;}
  .article-cta p{color:rgba(255,255,255,.78);font-size:13.5px;margin-top:4px;}
 
  .tags-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:36px;}
  .tag-chip{font-size:12.5px;font-weight:700;color:var(--navy);background:var(--bg-soft);padding:7px 14px;border-radius:100px;}
 
  .share-row{display:flex;align-items:center;gap:10px;margin-top:26px;padding-top:26px;border-top:1px solid var(--line);}
  .share-row span{font-size:13px;font-weight:700;color:var(--muted);margin-right:4px;}
  .share-btn{width:36px;height:36px;border-radius:50%;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--navy);transition:all .15s ease;}
  .share-btn:hover{background:var(--royal-soft);border-color:var(--royal-soft);color:var(--royal-dark);}
 
  /* author card */
  .author-card{background:var(--bg-soft);border-radius:16px;padding:26px;margin-top:36px;display:flex;gap:16px;}
  .author-card .a-avatar{width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:17px;font-family:'Manrope',sans-serif;flex-shrink:0;}
  .author-card h4{font-size:15.5px;}
  .author-card p{font-size:13px;color:var(--muted);margin-top:6px;line-height:1.55;}
 
  /* sidebar */
  .sidebars{position:sticky;top:100px;display:flex;flex-direction:column;gap:24px;}
  .side-card{border:1px solid var(--line);border-radius:16px;padding:22px;}
  .side-card h4{font-size:14.5px;margin-bottom:16px;}
  .toc-list{display:flex;flex-direction:column;gap:10px;}
  .toc-list a{font-size:13.5px;color:var(--muted);font-weight:600;transition:color .15s ease;}
  .toc-list a:hover{color:var(--royal);}
  .side-cta{background:linear-gradient(150deg,var(--navy),var(--royal));border-radius:16px;padding:24px;color:#fff;text-align:center;}
  .side-cta h4{color:#fff;font-size:15.5px;}
  .side-cta p{font-size:12.5px;color:rgba(255,255,255,.8);margin-top:8px;line-height:1.5;}
  .side-cta .btn{margin-top:16px;width:100%;}
 
  /* related */
  .related-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:28px;}
  .rel-card{border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:box-shadow .2s ease, transform .2s ease;background:#fff;}
  .rel-card:hover{box-shadow:var(--shadow-sm);transform:translateY(-3px);}
  .rel-thumb{aspect-ratio:16/10;display:flex;align-items:center;justify-content:center;}
  .rel-thumb.rt1{background:linear-gradient(135deg,var(--royal-dark),var(--royal));}
  .rel-thumb.rt2{background:linear-gradient(135deg,var(--gold),#8a6d1f);}
  .rel-thumb.rt3{background:linear-gradient(140deg,#5B45C4,var(--navy));}
  .rel-body{padding:18px;}
  .rel-body span{font-size:11px;font-weight:800;color:var(--royal-dark);text-transform:uppercase;letter-spacing:.03em;}
  .rel-body h4{font-size:15px;margin-top:8px;line-height:1.35;}
  .article-head{max-width:760px;margin:0 auto;text-align:center;}
  .article-head h1{font-size:clamp(28px,4vw,42px);line-height:1.16;letter-spacing:-.01em;}
  .article-meta{align-items:center;justify-content:center;gap:14px;margin-top:22px;flex-wrap:wrap;}
  .article-meta .avatar{width:34px;height:34px;border-radius:50%;background:var(--royal);color:#fff;display:flex;align-items:center;justify-content:center;font-size:12.5px;font-weight:700;font-family:'Manrope',sans-serif;}
  .article-meta .am-name{font-size:14px;font-weight:700;color:var(--navy);}
  .article-meta .am-sub{font-size:12.5px;color:var(--muted);}
  .article-meta .dot{width:4px;height:4px;border-radius:50%;background:var(--line);}

  @media (max-width:992px) {
    .article-layout {
        grid-template-columns: 1fr;
        max-width: 1000px;
    }
    .related-grid {
        grid-template-columns: repeat(2,1fr);
    }
  }
  @media (max-width:576px) {
    .foot-grid{grid-template-columns:repeat(1,1fr);}
    .related-grid {
        grid-template-columns: 1fr;
    }
    .step h4 {
        font-size: 14px;
        margin-bottom: 6px;
    }
    .subheader-image {
        display: none !important;
    }
    .subheader-image-mobile {
        display: block !important;
    }
  }
  @media (max-width:992px){
    .blog-grid{grid-template-columns:repeat(2,1fr);}
    .thumb{min-height:220px;}
    .hero-grid {
    grid-template-columns: repeat(1,1fr);
}
  }
  @media (max-width:576px){
    .blog-grid{grid-template-columns:1fr;}
  }

  .banner-slider {
    position: relative;
}

.banner-slider .slick-prev, .banner-slider .slick-next {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: #fac64b;
    border: 2px solid #fff;
    display: flex !important;
    align-items: center;
    justify-content: center;
    z-index: 10;
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.15);
    transition: all 0.3s ease;
    font-size: 0;
    position: absolute;
    top: 50%;
}

/* Remove default Slick arrow */
.banner-slider .slick-prev:before,
.banner-slider .slick-next:before {
    font-family: Arial, sans-serif;
    font-size: 24px;
    font-weight: 700;
    color: #3b2415;
    opacity: 1;
}

/* Previous */
.banner-slider .slick-prev {
    left: -23px;
}

.banner-slider .slick-prev:before {
    content: "‹";
}

/* Next */
.banner-slider .slick-next {
    right: -23px;
}

.banner-slider .slick-next:before {
    content: "›";
}

/* Hover */
.banner-slider .slick-prev:hover,
.banner-slider .slick-next:hover {
    background: #3b2415;
    border-color: #fac64b;
    transform: scale(1.08);
}

.banner-slider .slick-prev:hover:before,
.banner-slider .slick-next:hover:before {
    color: #fac64b;
}

/* Mobile */
@media (max-width: 767px) {

    .banner-slider .slick-prev,
    .banner-slider .slick-next {
        width: 38px;
        height: 38px;
    }

    .banner-slider .slick-prev {
        left: 5px;
    }

    .banner-slider .slick-next {
        right: 5px;
    }

    .banner-slider .slick-prev:before,
    .banner-slider .slick-next:before {
        font-size: 21px;
    }
    .hero-grid.slick-slide {
        display: grid;
    }
}

.banner-slider .slick-dots {
    position: relative;
    bottom: auto;
    display: flex !important;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 25px;
    padding: 0;
}
.banner-slider .slick-dots li button {
    width: 10px;
    font-size: 0;
    height: 10px;
    padding: 0;
    border: 0;
    border-radius: 50%;
    background: var(--navy);
    transition: all 0.3s ease;
}

/* Remove default Slick content */
.banner-slider .slick-dots li button:before {
    display: none;
}

/* Active dot */
.banner-slider .slick-dots li.slick-active button {
    width: 28px;
    border-radius: 20px;
    background: #fac64b;
}

/* Hover */
.banner-slider .slick-dots li button:hover {
     background: var(--navy);
}

/* Mobile */
@media (max-width: 767px) {

    .banner-slider .slick-dots {
        margin-top: 18px;
        gap: 6px;
    }

    .banner-slider .slick-dots li button {
        width: 8px;
        height: 8px;
    }

    .banner-slider .slick-dots li.slick-active button {
        width: 22px;
    }
}

/* =========================================
   PAN INDIA PRESENCE SECTION
========================================= */

.presence-section {
    padding: 70px 20px 25px;
    background: #ffffff;
    overflow: hidden;
}

.presence-container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
}

/* =========================================
   HEADER
========================================= */

.presence-header {
    text-align: center;
    margin-bottom: 28px;
}

.presence-header h2 {
    margin: 0 0 8px;
    color: #11194b;
    font-size: 42px;
    line-height: 1.15;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: -1px;
}

.presence-header p {
    margin: 0;
    color: #59657b;
    font-size: 20px;
    line-height: 1.5;
    font-weight: 400;
}

/* =========================================
   MAIN AREA
========================================= */

.presence-main {
    display: grid;
    grid-template-columns: 310px 1fr;
    gap: 25px;
    align-items: center;
}

/* =========================================
   INDIA MAP
========================================= */

.india-map-area {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}

.map-wrapper {
    position: relative;
    width: 290px;
    height: 305px;
    display: flex;
    justify-content: center;
    align-items: center;
}

.india-map {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
}

.map-pin {
    position: absolute;
    top: 38px;
    right: 50px;
    width: 30px;
    height: 38px;
    display: flex;
    justify-content: center;
    align-items: center;
    color: #e3a93d;
    font-size: 30px;
    filter: drop-shadow(0 2px 2px rgba(0, 0, 0, 0.15));
}

.map-label {
    margin-top: 8px;
    padding: 8px 18px;
    border-radius: 8px;
    background: linear-gradient(
        180deg,
        #f5d88c 0%,
        #e7bd5b 100%
    );
    color: #76551a;
    font-size: 16px;
    line-height: 1;
    font-weight: 700;
    white-space: nowrap;
    box-shadow: 0 2px 5px rgba(120, 90, 30, 0.12);
}

/* =========================================
   PARTNERS GRID
========================================= */

.partner-grid {
    display: grid;
    grid-template-columns: repeat(7, 1fr);
    gap: 10px;
}

.partner-card {
    min-height: 92px;
    padding: 10px 8px;
    border: 1px solid #e5e8ed;
    border-radius: 10px;
    background: #ffffff;

    display: flex;
    justify-content: center;
    align-items: center;

    box-shadow:
        0 3px 8px rgba(20, 30, 60, 0.07),
        inset 0 0 10px rgba(0, 0, 0, 0.015);

    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease;
}

.partner-card:hover {
    transform: translateY(-3px);
    box-shadow:
        0 8px 18px rgba(20, 30, 60, 0.12);
}

.partner-card img {
    display: block;
    width: 100%;
    max-width: 110px;
    max-height: 55px;
    object-fit: contain;
}

/* =========================================
   MANY MORE CARD
========================================= */

.more-partners {
    min-height: 92px;
    padding: 12px 8px;
    flex-direction: column;
    text-align: center;

    background: linear-gradient(
        135deg,
        #fff7dd 0%,
        #f8e5ad 100%
    );

    border-color: #e6ca7c;
}

.more-partners .plus-icon {
    color: #ad8a2e;
    font-size: 30px;
    line-height: 20px;
    font-weight: 700;
}

.more-partners strong {
    color: #8b681c;
    font-size: 15px;
    line-height: 1.2;
    margin-top: 3px;
}

.more-partners small {
    color: #8b681c;
    font-size: 10px;
    line-height: 1.25;
}

/* =========================================
   STATISTICS
========================================= */

.presence-stats {
    margin-top: 28px;
    padding: 15px 20px;

    display: grid;
    grid-template-columns: repeat(4, 1fr);

    background: #111f55;
    border-radius: 16px;
}

.stat-item {
    min-height: 72px;
    padding: 5px 25px;

    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;

    border-right: 1px solid rgba(255, 255, 255, 0.35);
}

.stat-item:last-child {
    border-right: 0;
}

.stat-icon {
    color: #e8c35f;
    font-size: 32px;
    line-height: 1;
    flex-shrink: 0;
}

.stat-content {
    display: flex;
    flex-direction: column;
}

.stat-content strong {
    color: #ffffff;
    font-size: 23px;
    line-height: 1.1;
    font-weight: 800;
}

.stat-content span {
    margin-top: 3px;
    color: #ffffff;
    font-size: 15px;
    line-height: 1.2;
    font-weight: 500;
}

/* =========================================
   LARGE TABLET
========================================= */

@media (max-width: 1100px) {

    .presence-header h2 {
        font-size: 36px;
    }

    .presence-header p {
        font-size: 18px;
    }

    .presence-main {
        grid-template-columns: 270px 1fr;
        gap: 18px;
    }

    .map-wrapper {
        width: 260px;
        height: 290px;
    }

    .partners-grid {
        gap: 8px;
    }

    .partner-card {
        min-height: 82px;
    }

    .stat-item {
        padding: 5px 15px;
    }

    .stat-content strong {
        font-size: 20px;
    }
    .stat-content span {
        font-size: 13px;
    }
}

/* =========================================
   TABLET
========================================= */

@media (max-width: 900px) {

    .presence-main {
        grid-template-columns: 1fr;
    }

    .india-map-area {
        margin-bottom: 15px;
    }

    .partners-grid {
        grid-template-columns: repeat(5, 1fr);
    }

    .presence-stats {
        grid-template-columns: repeat(2, 1fr);
        gap: 0;
    }

    .stat-item:nth-child(2) {
        border-right: 0;
    }

    .stat-item:nth-child(-n + 2) {
        border-bottom: 1px solid rgba(255, 255, 255, 0.35);
    }
}

/* =========================================
   MOBILE
========================================= */

@media (max-width: 600px) {

    .presence-section {
        padding: 50px 15px 20px;
    }

    .presence-header {
        margin-bottom: 25px;
    }

    .presence-header h2 {
        font-size: 28px;
        letter-spacing: -0.5px;
    }

    .presence-header p {
        font-size: 15px;
        line-height: 1.45;
    }

    .map-wrapper {
        width: 250px;
        height: 275px;
    }

    .map-label {
        font-size: 14px;
        padding: 8px 14px;
    }

    .partners-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 8px;
    }

    .partner-card {
        min-height: 75px;
        padding: 8px;
        border-radius: 8px;
    }

    .partner-card img {
        max-width: 90px;
        max-height: 45px;
    }

    .more-partners {
        min-height: 75px;
    }

    .presence-stats {
        grid-template-columns: 1fr;
        padding: 8px 15px;
        border-radius: 12px;
    }

    .stat-item {
        min-height: 70px;
        padding: 10px 5px;
        border-right: 0;
        border-bottom: 1px solid rgba(255, 255, 255, 0.25);
    }

    .stat-item:nth-child(-n + 2) {
        border-bottom: 1px solid rgba(255, 255, 255, 0.25);
    }

    .stat-item:last-child {
        border-bottom: 0;
    }

    .stat-content strong {
        font-size: 24px;
    }

    .stat-content span {
        font-size: 14px;
    }
}

/* =========================================
   SMALL MOBILE
========================================= */

@media (max-width: 400px) {

    .presence-header h2 {
        font-size: 24px;
    }

    .partners-page .partners-grid {
        grid-template-columns: repeat(1, 1fr);
    }

    .map-wrapper {
        width: 230px;
        height: 255px;
    }

    .stat-icon {
        font-size: 28px;
    }
}
.company-cin {
    margin: 0;
    font-size: 14px;
    line-height: 1.6;
    color: #666;
}

.company-cin strong {
    color: #222;
    font-weight: 600;
}
.page-subheader {
    position: relative;
    padding: 0;
    overflow: hidden;
    /* height: 450px; */
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 0;
}
.page-subheader::before {
    content: "";
    position: absolute;
    width: 100%;
    height: 100%;
    right: 0;
    top: 0;
    background: rgb(149 148 148 / 12%);
    z-index: -1;
}
.subheader-image {
    position: relative;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    z-index: -2;
}
.subheader-image-mobile {
    display: none;
    z-index: -2;
}
.page-subheader-content {
    text-align: center;
    position: absolute;
    left: 50%;
    transform: translate(-50%, 0);
}

.page-subheader h1 {
    margin: 0 0 14px;
    color: #ffffff;
    font-size: 42px;
    line-height: 1.2;
    font-weight: 800;
}

.page-breadcrumb {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 9px;
    color: rgba(255, 255, 255, 0.75);
    font-size: 15px;
}

.page-breadcrumb a {
    color: #ffffff;
    text-decoration: none;
    transition: color 0.2s ease;
}

.page-breadcrumb a:hover {
    color: #e8c35f;
}

.page-breadcrumb span {
    color: #e8c35f;
}

.page-breadcrumb strong {
    color: #e8c35f;
    font-weight: 600;
}

/* =========================================
   RESPONSIVE
========================================= */

@media (max-width: 767px) {
    .page-subheader h1 {
        font-size: 32px;
    }

    .page-subheader-tag {
        font-size: 12px;
    }

    .page-breadcrumb {
        font-size: 14px;
    }
    
}

@media (max-width: 480px) {
    .page-subheader h1 {
        font-size: 27px;
    }

    .page-breadcrumb {
        font-size: 13px;
    }
}

/* =========================================
   CAR LOAN SECTION
========================================= */

.car-loan-section {
    padding: 90px 20px;
    background: #f6f8fc;
    overflow: hidden;
}

.car-loan-container {
    width: 100%;
    max-width: 1150px;
    margin: 0 auto;
}


/* =========================================
   HEADING
========================================= */

.car-loan-heading {
    max-width: 720px;
    margin: 0 auto 45px;
    text-align: center;
}

.car-loan-heading > span {
    display: inline-block;
    margin-bottom: 10px;
    color: #009599;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.car-loan-heading h2 {
    margin: 0 0 14px;
    color: #17234f;
    font-size: 44px;
    line-height: 1.15;
    font-weight: 800;
}

.car-loan-heading p {
    margin: 0;
    color: #697386;
    font-size: 16px;
    line-height: 1.7;
}


/* =========================================
   GRID
========================================= */

.car-loan-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
}


/* =========================================
   CARD
========================================= */

.car-loan-card {
    position: relative;
    padding: 35px;
    background: #ffffff;
    border: 1px solid #e4e8ef;
    border-radius: 24px;
    box-shadow: 0 10px 30px rgba(24, 35, 70, 0.06);
    overflow: hidden;
    transition: all 0.3s ease;
}

.car-loan-card::before {
    content: "";
    position: absolute;
    width: 180px;
    height: 180px;
    right: -80px;
    top: -80px;
    border: 1px solid #edf0f5;
    border-radius: 50%;
}

.car-loan-card:hover {
    transform: translateY(-7px);
    box-shadow: 0 20px 45px rgba(24, 35, 70, 0.12);
}

.used-car-card {
    background: #17234f;
    border-color: #17234f;
}


/* =========================================
   CARD TOP
========================================= */

.car-loan-top {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 30px;
}

.car-loan-icon {
    width: 62px;
    height: 62px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 17px;
    background: #f0ebf8;
    color: #009599;
    font-size: 31px;
}

.used-car-card .car-loan-icon {
    background: rgba(255, 255, 255, 0.1);
    color: #ffffff;
}

.car-loan-tag {
    padding: 7px 13px;
    border-radius: 30px;
    background: #f4f1f8;
    color: #009599;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.5px;
}

.used-car-card .car-loan-tag {
    background: rgba(255, 255, 255, 0.1);
    color: #ffffff;
}


/* =========================================
   TITLE & DESCRIPTION
========================================= */

.car-loan-card h3 {
    position: relative;
    z-index: 1;
    margin: 0 0 12px;
    color: #202431;
    font-size: 27px;
    line-height: 1.25;
    font-weight: 750;
}

.used-car-card h3 {
    color: #ffffff;
}

.car-loan-description {
    position: relative;
    z-index: 1;
    min-height: 78px;
    margin: 0 0 25px;
    color: #697386;
    font-size: 15px;
    line-height: 1.75;
}

.used-car-card .car-loan-description {
    color: #c6cbda;
}


/* =========================================
   250% HIGHLIGHT
========================================= */

.loan-amount {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    margin-bottom: 22px;
    padding: 16px 18px;
    border-radius: 14px;
    background: #f5f3f9;
}

.loan-amount small {
    color: #697386;
    font-size: 12px;
    font-weight: 600;
}

.loan-amount strong {
    color: #009599;
    font-size: 25px;
    line-height: 1;
    font-weight: 800;
    white-space: nowrap;
}

.loan-amount sup {
    font-size: 11px;
}

.used-car-card .loan-amount {
    background: rgba(255, 255, 255, 0.09);
}

.used-car-card .loan-amount small {
    color: #c6cbda;
}

.used-car-card .loan-amount strong {
    color: #ffffff;
}


/* =========================================
   FEATURES
========================================= */

.loan-features {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    gap: 11px;
    margin: 0 0 28px;
    padding: 0;
    list-style: none;
}

.loan-features li {
    display: flex;
    align-items: center;
    gap: 9px;
    color: #535c6d;
    font-size: 14px;
}

.loan-features li i {
    color: #009599;
    font-size: 18px;
}

.used-car-card .loan-features li {
    color: #d1d5e0;
}

.used-car-card .loan-features li i {
    color: #d7bd68;
}


/* =========================================
   BUTTON
========================================= */

.car-loan-btn {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    gap: 9px;
    padding: 13px 20px;
    border-radius: 10px;
    background: #009599;
    color: #ffffff;
    text-decoration: none;
    font-size: 14px;
    font-weight: 700;
    transition: all 0.3s ease;
}

.car-loan-btn:hover {
    gap: 14px;
    background: #5d4789;
    color: #ffffff;
}

.car-loan-btn i {
    font-size: 20px;
}

.used-car-card .car-loan-btn {
    background: #d7bd68;
    color: #17234f;
}

.used-car-card .car-loan-btn:hover {
    background: #e2cc82;
    color: #17234f;
}


/* =========================================
   NOTE
========================================= */

.car-loan-note {
    margin-top: 18px;
    text-align: center;
    color: #8a92a1;
    font-size: 11px;
    line-height: 1.6;
}


/* =========================================
   TABLET
========================================= */

@media (max-width: 768px) {

    .car-loan-section {
        padding: 65px 18px;
    }

    .car-loan-heading h2 {
        font-size: 36px;
    }

    .car-loan-grid {
        grid-template-columns: 1fr;
    }

    .car-loan-card {
        padding: 30px;
    }

}


/* =========================================
   MOBILE
========================================= */

@media (max-width: 480px) {

    .car-loan-section {
        padding: 50px 15px;
    }

    .car-loan-heading {
        margin-bottom: 30px;
    }

    .car-loan-heading h2 {
        font-size: 30px;
    }

    .car-loan-heading p {
        font-size: 15px;
    }

    .car-loan-card {
        padding: 24px;
        border-radius: 19px;
    }

    .car-loan-icon {
        width: 54px;
        height: 54px;
        font-size: 27px;
    }

    .car-loan-card h3 {
        font-size: 24px;
    }

    .car-loan-description {
        min-height: auto;
    }

    .loan-amount {
        align-items: flex-start;
        flex-direction: column;
        gap: 7px;
    }

    .loan-amount strong {
        font-size: 23px;
    }

}


.rejected-section-tag {
    display: inline-block;
    padding: 5px 10px;
    margin-right: 6px;
    margin-top: 5px;
    border-radius: 20px;
    background: #fff0f0;
    color: #dc3545;
    border: 1px solid #ffcaca;
    font-size: 12px;
    font-weight: 600;
}


.step-field-error { display:block; margin-top:6px; font-size:12px; line-height:1.4; color:#dc3545; }
.form-field input.is-invalid, .form-field select.is-invalid, .form-field textarea.is-invalid { border-color:#dc3545 !important; box-shadow:0 0 0 3px rgba(220,53,69,.08); }
.upload-box.upload-invalid { border-color:#dc3545 !important; box-shadow:0 0 0 3px rgba(220,53,69,.08); }
.upload-box .step-field-error { text-align:center; }

.section-rejected-note {
    margin-top: 8px;
    margin-bottom: 18px;
    padding: 10px 12px;
    border-radius: 7px;
    background: #fff4f4;
    border: 1px solid #ffd1d1;
    color: #dc3545;
    font-size: 13px;
    line-height: 1.5;
}

.kyc-submitted-card {
    margin-bottom: 22px;
}

.step-panel:not(.active) {
    display: none;
}

.product-option {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 18px;
    border: 1px solid #dce3ef;
    border-radius: 10px;
    cursor: pointer;
    background: #fff;
    transition: all 0.2s ease;
}

.product-option:hover {
    border-color: #0d6efd;
    background: #f8fbff;
}

.product-option input {
    width: 18px;
    height: 18px;
    cursor: pointer;
}

.product-option span {
    font-weight: 600;
}

/* =========================
   Loan Apply Modal
========================= */

.loan-modal {
    position: fixed;
    inset: 0;
    z-index: 99999;
    display: none;
    align-items: center;
    justify-content: center;
    padding: 20px;
}

.loan-modal.active {
    display: flex;
}

.loan-modal-overlay {
    position: absolute;
    inset: 0;
    background: rgba(10, 18, 40, 0.72);
    backdrop-filter: blur(5px);
}

.loan-modal-content {
    position: relative;
    z-index: 2;
    width: 100%;
    max-width: 550px;
    max-height: 90vh;
    overflow-y: auto;
    background: #ffffff;
    border-radius: 20px;
    padding: 35px;
    box-shadow: 0 25px 70px rgba(0, 0, 0, 0.25);
    animation: loanModalShow 0.3s ease;
}

@keyframes loanModalShow {
    from {
        opacity: 0;
        transform: translateY(30px) scale(0.96);
    }

    to {
        opacity: 1;
        transform: translateY(0) scale(1);
    }
}

/* Close Button */

.loan-modal-close {
    position: absolute;
    top: 15px;
    right: 15px;
    width: 38px;
    height: 38px;
    border: 0;
    border-radius: 50%;
    background: #f1f4f7;
    color: #222;
    font-size: 28px;
    line-height: 1;
    cursor: pointer;
    transition: 0.3s ease;
}

.loan-modal-close:hover {
    background: #1aacaa;
    color: #fff;
}

/* Header */

.loan-modal-header {
    margin-bottom: 25px;
    padding-right: 35px;
}

.loan-modal-header span {
    display: inline-block;
    margin-bottom: 8px;
    color: #1aacaa;
    font-size: 14px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.loan-modal-header h2 {
    margin: 0 0 10px;
    color: #17233c;
    font-size: 28px;
    font-weight: 700;
}

.loan-modal-header h2 strong {
    color: #1aacaa;
}

.loan-modal-header p {
    margin: 0;
    color: #697386;
    font-size: 15px;
    line-height: 1.6;
}

/* Form */

.loan-form-group {
    margin-bottom: 18px;
}

.loan-form-group label {
    display: block;
    margin-bottom: 7px;
    color: #17233c;
    font-size: 14px;
    font-weight: 600;
}

.loan-form-group input, .loan-form-group select {
    width: 100%;
    height: 48px;
    padding: 0 15px;
    border: 1px solid #dfe4ea;
    border-radius: 9px;
    outline: none;
    color: #17233c;
    background: #fff;
    font-size: 15px;
    transition: 0.3s ease;
    box-sizing: border-box;
}

.loan-form-group input:focus {
    border-color: #1aacaa;
    box-shadow: 0 0 0 3px rgba(26, 172, 170, 0.10);
}

.loan-form-group input::placeholder {
    color: #a0a7b2;
}

/* Submit */

.loan-submit-btn {
    width: 100%;
    height: 52px;
    margin-top: 5px;
    border: 0;
    border-radius: 9px;
    background: #1aacaa;
    color: #fff;
    font-size: 15px;
    font-weight: 700;
    cursor: pointer;
    transition: 0.3s ease;
}

.loan-submit-btn:hover {
    background: #148f8d;
    transform: translateY(-1px);
}

/* Prevent background scroll */

body.modal-open {
    overflow: hidden;
}

/* Mobile */

@media (max-width: 575px) {

    .loan-modal {
        padding: 15px;
    }

    .loan-modal-content {
        padding: 25px 20px;
        border-radius: 15px;
    }

    .loan-modal-header h2 {
        font-size: 23px;
    }

    .loan-modal-header p {
        font-size: 14px;
    }

    .loan-modal-close {
        width: 34px;
        height: 34px;
        font-size: 24px;
    }
}

/* =========================
   PROCESS STEPS
========================= */

.hero-steps {
    display: inline-flex;
    align-items: center;
    margin-bottom: 0;
    flex-wrap: wrap;
    gap: 20px;
    margin-top: 26px;
    background: #a18434;
    padding: 10px 30px;
    border-radius: 30px;
}

.hero-step {
    display: flex;
    align-items: center;
    gap: 9px;
    white-space: nowrap;
}
.hero-step span {
    font-size: 13px;
    color: #fff;
}

.hero-step strong {
    font-size: 14px;
    font-weight: 600;
    color: #fff;
}

.hero-step.active span {
    background: #0a2aa8;
    color: #fff;
}

.hero-step.active strong {
    color: #0a2aa8;
}

.step-line {
    flex: 1;
    height: 1px;
    min-width: 25px;
    margin: 0 12px;
    background: #d8e5eb;
}


/* =========================
   FEATURES
========================= */

.hero-features {
    display: flex;
    /* flex-wrap: wrap; */
    gap: 12px;
    margin-top: 20px;
    margin-bottom: 20px;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 10px 14px;
    background: #fff;
    border: 1px solid #e3edf2;
    border-radius: 12px;
    box-shadow: 0 8px 25px rgba(10, 42, 168, 0.05);
}

.feature-icon {
    width: 32px;
    height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 9px;
    background: #eef8fb;
    color: #0e8cbc;
    font-size: 17px;
}

.feature-item span {
    color: #25334a;
    font-size: 13px;
    font-weight: 700;
}


/* =========================
   RESPONSIVE
========================= */

@media (max-width: 1199px) {
    .hero-step strong {
        font-size: 12px;
    }

    .step-line {
        margin: 0 7px;
    }
}


@media (max-width: 991px) {

    .finance-hero {
        padding: 65px 0;
    }

    .hero-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-steps {
        width: 100%;
    }

    .hero-features {
        justify-content: left;
        flex-wrap: wrap;
    }
}


@media (max-width: 767px) {

    .hero-steps {
        overflow-x: auto;
        justify-content: flex-start;
        padding-bottom: 8px;
    }

    .hero-step {
        flex-shrink: 0;
    }

    .step-line {
        min-width: 20px;
    }

    .hero-features {
        gap: 8px;
    }

    .feature-item {
        padding: 8px 10px;
    }
    .hero-steps {
        gap: 4px;
        padding: 10px 13px;
    }
    .hero h1 {
        font-size: clamp(32px,4.6vw,54px);
        line-height: 1.3;
    }
    .why-card {
        padding: 0 14px;
    }
    .partners-page::before {
        display: none;
    }
    .partners-page::after {
        display: none;
    }
}
.price-info {
    position: relative;
    display: grid;
    text-align: center;
    align-items: center;
    gap: 20px;
    padding: 8px 8px 8px 22px;
    border-radius: 18px;
    background: rgb(11 141 186);
    border: 1px solid rgba(14, 140, 188, 0.16);
    box-shadow: 0 15px 45px rgba(10, 42, 168, 0.10),
        0 4px 12px rgba(10, 42, 168, 0.05);
    overflow: hidden;
    isolation: isolate;
    transition: all 0.35s ease;
    justify-content: space-around;
    max-width: 700px;
    margin: 34px auto;
}

/* Gradient Glow */
.price-info::before {
    content: "";
    position: absolute;
    width: 110px;
    height: 110px;
    top: -65px;
    left: -55px;
    background: rgb(142 163 233);
    border-radius: 50%;
    z-index: -1;
}

.price-info:hover {
    transform: translateY(-4px);
    box-shadow:
        0 20px 50px rgba(10, 42, 168, 0.15),
        0 6px 18px rgba(14, 140, 188, 0.10);
}

/* Label */
.price-label {
    position: relative;
    padding: 5px 0;
}

.price-label span {
    display: block;
    color: #fff;
    font-size: 27px;
    line-height: 1.4;
    font-weight: 600;
    letter-spacing: 0.2px;
    white-space: nowrap;
}

/* Price Box */
.price-value {
    position: relative;
    /* min-width: 82px; */
    /* height: 54px; */
    padding: 13px 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    background: linear-gradient(135deg, #0a2aa8 0%, #d4ae45 100%);
    box-shadow: 0 8px 20px rgba(10, 42, 168, 0.22);
    overflow: hidden;
}

/* Shine */
.price-value::before {
    content: "";
    position: absolute;
    width: 80px;
    height: 160%;
    top: -30%;
    left: -100px;
    background: rgba(255, 255, 255, 0.18);
    transform: rotate(25deg);
    transition: left 0.6s ease;
}

.price-info:hover .price-value::before {
    left: 130%;
}

.price-value strong {
    position: relative;
    z-index: 2;
    color: #ffffff;
    font-size: 25px;
    line-height: 1;
    font-weight: 800;
    letter-spacing: 0.3px;
}

/* Tablet */
@media (max-width: 767px) {
    .price-info {
        gap: 14px;
        padding-left: 18px;
        border-radius: 16px;
    }

    .price-label span {
        font-size: 20px;
    }

    .price-value {
        min-width: 75px;
        height: 48px;
        padding: 0 15px;
        border-radius: 12px;
    }

    .price-value strong {
        font-size: 22px;
    }
}

/* Mobile */
@media (max-width: 480px) {
    .price-info {
        gap: 10px;
        padding: 7px 7px 7px 15px;
        width: 100%;
        max-width: 310px;
        justify-content: center;
    }

    .price-value {
        min-width: 70px;
        height: 45px;
        padding: 0 13px;
    }

    .price-value strong {
        font-size: 20px;
    }

    .price-info::after {
        left: 15px;
    }
}



.insurance-section-heading.counter-section-heading h2 {
    color: #fff;
}
.insurance-section-heading.counter-section-heading p {
    color: #fff;
}

.btn-outline.btn-login {
    padding: 10px 26px;
}
.product-images img {
    border-radius: 14px 14px 0 0;
}
.product-content {
    padding: 20px 20px;
}

.partner-logos .slick-dots {
    position: relative;
    bottom: auto;
    display: flex !important;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 25px;
    padding: 0;
}
.partner-logos .slick-dots li button {
    width: 10px;
    font-size: 0;
    height: 10px;
    padding: 0;
    border: 0;
    border-radius: 50%;
    background: var(--navy);
    transition: all 0.3s ease;
}

/* Remove default Slick content */
.partner-logos .slick-dots li button:before {
    display: none;
}

/* Active dot */
.partner-logos .slick-dots li.slick-active button {
    width: 28px;
    border-radius: 20px;
    background: #fac64b;
}

/* Hover */
.partner-logos .slick-dots li button:hover {
     background: var(--navy);
}

/* Mobile */
@media (max-width: 767px) {

    .partner-logos .slick-dots {
        margin-top: 18px;
        gap: 6px;
        flex-wrap: wrap;
    }

    .partner-logos .slick-dots li button {
        width: 8px;
        height: 8px;
    }

    .partner-logos .slick-dots li.slick-active button {
        width: 22px;
    }
}
.rel-card .product-images img {
    height: 207px;
    object-fit: cover;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

.become-image img {
    width: 500px;
    height: 100%;
    border-radius: 20px;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    margin-top: 25px;
    margin-bottom: 20px;
}

.benefit-item {
    text-align: center;
    position: relative;
    padding: 0 25px;
}

/* Vertical separator */
.benefit-item:not(:last-child)::after {
    content: "";
    position: absolute;

    right: 0;
    top: 5px;

    width: 1px;
    height: 105px;

    background: #dedede;
}

/* Icon */
.benefit-icon {
    width: 42px;
    height: 42px;
    margin: 0 auto 10px;
    border-radius: 50%;
    background: #15999b;
    display: flex;
    color: #fff;
    align-items: center;
    justify-content: center;
    position: relative;
}

/* Rupee */
.rupee-icon {
    width: 34px;
    height: 34px;

    border-radius: 50%;

    background: #f4bd2d;

    border: 3px solid #d49b18;

    box-shadow:
        inset 0 0 0 3px #f9d765,
        0 2px 4px rgba(0, 0, 0, 0.2);

    display: flex;
    align-items: center;
    justify-content: center;

    font-size: 28px;
    font-weight: 700;

    color: #765800;
}

/* Lightning */
.bolt-icon {
    color: #ffd52d;

    font-size: 20px;
    font-weight: bold;

    line-height: 1;
}

/* Headphone */
.headphone-icon {
    color: #ffd52d;

    font-size: 23px;
    font-weight: bold;

    transform: rotate(-10deg);
}

/* Dashboard */
.dashboard-icon {
    color: #ffd52d;

    font-size: 22px;
    font-weight: bold;

    line-height: 1;
}

/* Heading */
.benefit-item h3 {
    font-size: 15px;

    line-height: 1.25;

    font-weight: 700;

    color: #fff;

    margin-bottom: 6px;
}

/* Description */
.benefit-item p {
    font-size: 11.5px;

    line-height: 1.4;

    color: #fff;

    font-weight: 400;
}

/* Tablet */
@media (max-width: 900px) {

    .benefits-container {
        grid-template-columns: repeat(2, 1fr);

        row-gap: 35px;
    }

    .benefit-item:nth-child(2)::after {
        display: none;
    }

    .benefit-item:nth-child(4)::after {
        display: none;
    }
}

/* Mobile */
@media (max-width: 600px) {

    .benefits-section {
        padding: 25px 15px;
    }

    .benefits-container {
        grid-template-columns: 1fr;

        gap: 30px;
    }

    .benefit-item {
        padding: 0 10px 25px;
        border-bottom: 1px solid #ddd;
    }

    .benefit-item:last-child {
        border-bottom: none;
    }

    .benefit-item::after {
        display: none !important;
    }

    .benefit-icon {
        width: 68px;
        height: 68px;
    }
}
.steps-heading {
    text-align: center;
    margin-bottom: 45px;
}

.steps-heading span {
    display: inline-block;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: #13a8a8;
    margin-bottom: 10px;
}

.steps-heading h2 {
    font-size: 36px;
    line-height: 1.2;
    color: #17202a;
}

.steps-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    position: relative;
}

.step-card {
    background: #ffffff;
    border: 1px solid #e8edef;
    border-radius: 22px;
    padding: 10px 10px;
    position: relative;
    overflow: hidden;
    transition: all 0.3s ease;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
}

.step-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 18px 40px rgba(0, 0, 0, 0.08);
    border-color: #bdeaea;
}

.step-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #11a9aa, #72d6d6);
}

.step-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 10px;
}

.step-number {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    background: #e8fafa;
    color: #079d9e;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 17px;
    font-weight: 700;
}

.step-icon {
    width: 54px;
    height: 54px;
    border-radius: 50%;
    background: linear-gradient(135deg, #13aaaa, #70d3d3);
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 23px;
    box-shadow: 0 8px 20px rgba(19, 170, 170, 0.22);
}

.step-card h3 {
    color: #17202a;
    font-size: 18px;
    margin-bottom: 10px;
}

.step-card p {
    color: #68757d;
    font-size: 14px;
    line-height: 1.7;
    max-width: 280px;
}

.step-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 18px;
    color: #0ca4a5;
    font-size: 13px;
    font-weight: 700;
    text-decoration: none;
}

.step-link span {
    transition: transform 0.3s ease;
}

.step-link:hover span {
    transform: translateX(4px);
}

@media (max-width: 900px) {
    .steps-container {
        grid-template-columns: 1fr;
    }

    .step-card {
        min-height: auto;
    }

    .steps-heading h2 {
        font-size: 30px;
    }
}

@media (max-width: 500px) {
    .step-card {
        padding: 25px 22px;
    }

    .steps-heading h2 {
        font-size: 26px;
    }
}

 @media (min-width: 992px) and (max-width: 1400px) {
    .logo-image {
        width: 140px;
        height: 27px;
    }
    nav.links {
        gap: 6px;
    }
    nav.links a {
        font-size: 13px;
    }
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
    .steps-container {
        grid-template-columns: repeat(2, 1fr);
    }
    .btn-outline.btn-login {
        padding: 10px 10px;
    }
    .btn-sm {
        padding: 10px 10px;
    }

  }

  .subsidy-section {
    padding: 80px 20px;
}

/* Section Header */
.subsidy-header {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 45px;
}

.subsidy-tag {
    display: inline-block;
    padding: 8px 16px;
    border-radius: 30px;
    background: #e6f8f8;
    color: #089b9c;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 15px;
}

.subsidy-header h2 {
    font-size: 38px;
    line-height: 1.2;
    color: #15232c;
    margin-bottom: 14px;
}

.subsidy-header h2 span {
    color: #0ca7a8;
}

.subsidy-header p {
    font-size: 15px;
    line-height: 1.7;
    color: #6d7980;
}

/* Main Grid */
.subsidy-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 25px;
}

/* Cards */
.subsidy-card {
    position: relative;
    background: #ffffff;
    border: 1px solid #e6eeee;
    border-radius: 24px;
    padding: 32px;
    overflow: hidden;
    box-shadow: 0 12px 35px rgba(20, 40, 50, 0.05);
    transition: 0.3s ease;
}

.subsidy-card:hover {
    transform: translateY(-7px);
    box-shadow: 0 20px 45px rgba(20, 40, 50, 0.09);
}

/* Accent */
.subsidy-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 5px;
    background: linear-gradient(
        90deg,
        #0ba5a6,
        #7adddd
    );
}

.card-top {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 25px;
}

.card-icon {
    width: 58px;
    height: 58px;
    border-radius: 17px;
    background: #eafafa;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 27px;
}

.card-badge {
    background: #f1f7f7;
    color: #4c666c;
    font-size: 11px;
    font-weight: 700;
    padding: 7px 12px;
    border-radius: 20px;
    text-transform: uppercase;
    letter-spacing: .5px;
}

.subsidy-card h3 {
    font-size: 24px;
    color: #15232c;
    margin-bottom: 12px;
}

.subsidy-card h3 span {
    color: #0ca6a7;
}

.subsidy-card > p {
    color: #6d7980;
    font-size: 14px;
    line-height: 1.7;
    margin-bottom: 24px;
}

/* Features */
.feature-list {
    display: grid;
    gap: 13px;
    margin-bottom: 28px;
}

.feature {
    display: flex;
    align-items: center;
    gap: 11px;
    font-size: 14px;
    color: #34434b;
}

.feature-check {
    width: 23px;
    height: 23px;
    min-width: 23px;
    border-radius: 50%;
    background: #e7f8f8;
    color: #069d9e;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    font-weight: bold;
}

/* Bottom Button */
.card-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    padding-top: 22px;
    border-top: 1px solid #edf1f2;
}

.learn-more {
    text-decoration: none;
    color: #0a9fa0;
    font-size: 14px;
    font-weight: 700;
}

.apply-btn {
    text-decoration: none;
    padding: 12px 19px;
    background: #0ca5a6;
    color: #ffffff;
    border-radius: 10px;
    font-size: 13px;
    font-weight: 700;
    transition: .3s ease;
}

.apply-btn:hover {
    background: #078b8c;
    transform: translateY(-2px);
    color: #fff;
}

/* PMAY Card */
.pmay-card {
    grid-column: 1 / -1;
    background:
        radial-gradient(
            circle at 90% 10%,
            rgba(17, 183, 184, 0.10),
            transparent 35%
        ),
        #ffffff;
}

.pmay-content {
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    align-items: center;
    gap: 35px;
}

.pmay-label {
    display: inline-block;
    color: #078f90;
    font-size: 12px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 12px;
}

.pmay-content h3 {
    font-size: 30px;
    color: #15232c;
    margin-bottom: 12px;
}

.pmay-content h3 span {
    color: #0ca5a6;
}

.pmay-content p {
    color: #6b777e;
    font-size: 14px;
    line-height: 1.7;
    margin-bottom: 22px;
}

.pmay-points {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 13px;
}

.pmay-point {
    padding: 14px;
    border-radius: 12px;
    background: #f7fbfb;
    border: 1px solid #e8f1f1;
    font-size: 13px;
    font-weight: 600;
    color: #3e5057;
}

.pmay-visual {
    min-height: 220px;
    border-radius: 20px;
    background: linear-gradient(
        145deg,
        #e5f8f8,
        #f9ffff
    );
    display: flex;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    position: relative;
    overflow: hidden;
}

.pmay-house {
    font-size: 75px;
    position: relative;
    z-index: 2;
}

.pmay-visual strong {
    margin-top: 8px;
    font-size: 18px;
    color: #15232c;
}

.pmay-visual small {
    margin-top: 5px;
    color: #718087;
    font-size: 12px;
}

/* Responsive */
@media (max-width: 992px) {

    .subsidy-grid {
        grid-template-columns: 1fr;
    }

    .pmay-card {
        grid-column: auto;
    }

    .pmay-content {
        grid-template-columns: 1fr;
    }
    .partner-grid {
        display: grid;
        grid-template-columns: repeat(5, 1fr);
        gap: 10px;
    }
    .career-position-list {
        grid-template-columns: 1fr;
    }
    .career-block-title h3, .career-list-heading h3 {
        font-size: 19px;
    }
    .mv-card.mission {
        margin-bottom: 20px;
    }
}

@media (max-width: 550px) {

    .subsidy-section {
        padding: 55px 15px;
    }

    .subsidy-header h2 {
        font-size: 29px;
    }

    .subsidy-card {
        padding: 15px;
    }

    .pmay-content h3 {
        font-size: 25px;
    }

    .pmay-points {
        grid-template-columns: 1fr;
    }

    .card-footer {
        align-items: flex-start;
        flex-direction: column;
    }
    .partner-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}


.solar-feature-strip {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #ffffff;
    border-radius: 14px;
    padding: 14px 24px;
    box-shadow: 0 4px 18px rgba(0, 0, 0, 0.1);
    border: 1px solid #eeeeee;
    margin-bottom: 20px;
    flex-wrap: wrap;
}

.solar-feature-item {
  flex: 1;

  display: flex;
  align-items: center;
  justify-content: center;

  gap: 14px;

  padding: 5px 18px;
}

.solar-icon svg {
  width: 52px;
  height: 52px;

  display: flex;
  align-items: center;
  justify-content: center;

  color: #0b4f7c;
  font-size: 38px;

  flex-shrink: 0;
}

.solar-text {
  display: flex;
  flex-direction: column;

  line-height: 1.1;
}

.solar-text h4 {
  margin: 0;

  color: #173b5b;

  font-size: 16px;
  font-weight: 700;
}

.solar-text p {
  margin: 3px 0 0;

  color: #173b5b;

  font-size: 15px;
  font-weight: 600;
}

.solar-divider {
  width: 1px;
  height: 50px;

  background: #d6dce1;

  flex-shrink: 0;
}

 @media (max-width: 767px) {
        .login-text,
        .partner-text {
            display: none;
        }

        .login-btn,
        .partner-btn {
            gap: 0;
        }
        .btn-outline.btn-login {
            padding: 10px 10px;
        }
        .btn-sm {
            padding: 10px 10px;
        }
    }

@media (max-width:992px) {
    .solar-icon svg {
        width: 30px;
        height: 30px;
    }
    .solar-divider {
    display: none;
}
.solar-feature-item {
    padding: 5px 4px;
     justify-content: left;
}
.solar-feature-strip {
    padding: 14px 12px;
}
.subsidy-card {
    padding: 0;
}
}

 @media (min-width: 1200px) and (max-width: 1300px) {}